710 Towery Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 710 Towery Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,520 sqft · built 1996
Lot Size	0.127 acres (5,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072H-33D-043`

Property Details

APN / Parcel Number

Primary APN	`072H-33D-043`
Alternative APNs	`072H-33D-043/00.00` `19621`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Adjusted Area
Gross Area	1,258 sqft
1st Floor Area	1,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,560 sqft (0.127 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19621
Street Address	710 TOWERY CT
City	RIDGELAND
State	MS
Zip	39157-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115 HAWTHORN GREEN PART 2A C@128
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	HAWTHORN GREEN PT 2A
Legal Lot Number	115
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4015
Census Tract	30108

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 TOWERY CT, RIDGELAND, MS 39157-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019
Deed Sale	Oct 2, 2019
Deed Document Number	2019877027
Deed Book / Page	3772 / 159
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	710 TOWERY CT, RIDGELAND, MS 39157-1520
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 TOWERY CT, RIDGELAND, MS 39157-1520

Mortgage

Document Number	004350/580
Date	Jul 17, 2023
Book Page	4350/580
Instrument	985574

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 2, 2019
Property Address	710 TOWERY CT, RIDGELAND, MS 39157-1520
Document Number	0000877027
Book / Page	003772 / 000159
Instrument Date	Sep 30, 2019
Instrument	877027
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 TOWERY CT RIDGELAND MS 391571520, RIDGELAND, MS 39157-1520

Mortgage

Document Number	877028
Date	Oct 2, 2019
Book Page	003772/000162
Instrument	877028

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Mortgage

Document Number	877029,
Date	Oct 2, 2019
Book Page	003772/000173
Instrument	877029

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 Homeowner's exemption	$12,221 (+6.03%)	$122,210 (+6.03%) Land $38,000 Building $84,210
2024	$1,016.00 (+7.86%)
2023	$942.00 Homeowner's exemption	$11,526	$115,260 Land $33,000 Building $82,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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