710 Thomas St, Elkhart, IN 46516 Property Records

Elkhart County property record for 710 Thomas St, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,327 sqft · built 1900
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on Record
Tax Bill	$846 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-06-07-281-005.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-07-281-005.000-012`
Alternative APN	`0607281005012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,327 sqft Living Area
1st Floor Area	837 sqft
2nd Floor Area	490 sqft
Basement Area	490 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	165 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0607281005012
Old Parcel Number	0607281005012
Street Address	710 THOMAS ST
City	ELKHART
State	IN
Zip	46516-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HIRAM D THOMAS ESTATE 37 1/2FT S SIDE LOT 50 N 6FT LOT 49
Legal Subdivision	H D THOMAS ESTATE
Legal Block	281
Legal Lot Number	50,49
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1006
Census Tract	2300

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	710 THOMAS ST, ELKHART, IN 46516-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018
Deed Sale	Oct 10, 2018
Deed Document Number	0000020960
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	710 THOMAS ST, ELKHART, IN 46516-2106
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008598
Date	Oct 22, 2021
Instrument	2021-28598

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 10, 2018
Property Address	710 THOMAS ST, ELKHART, IN 46516-2106
Document Number	0000020960
Instrument Date	Oct 5, 2018
Instrument	20960
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 THOMAS ST ELKHART IN 465162106, ELKHART, IN 46516-2106

Mortgage

Document Number	20961
Date	Oct 10, 2018
Instrument	20961

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2033

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,700 (+31.11%) Land $6,800 Building $112,900	$119,700 (+31.11%) Land $6,800 Building $112,900
2024	$846.00 (+40.07%)	$91,300 (+6.29%) Land $6,800 Building $84,500	$91,300 (+6.29%) Land $6,800 Building $84,500
2023		$85,900 (+9.01%) Land $6,800 Building $79,100	$85,900 (+9.01%) Land $6,800 Building $79,100
2022	$604.00	$78,800 Land $6,800 Building $72,000	$78,800 Land $6,800 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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