710 The Terrace, Redlands, CA 92374 Property Records

San Bernardino County property record for 710 The Terrace, Redlands, CA 92374

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,118 sqft · built 1940
Lot Size	0.878 acres (38,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$13,622 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0169-192-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0169-192-12-0000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,118 sqft Living Area
1st Floor Area	1,662 sqft
2nd Floor Area	1,456 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	38,233 sqft (0.878 acres)
Lot Dimensions	221 ft deep x 173 ft wide
Porch	Patio/Porch
Porch Area	1,251 sqft
Patio Area	1,251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 THE TER
City	REDLANDS
State	CA
Zip	92374-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R S B BEG 9.25 FT E OF NE COR LOT 30 BLK 77 TH S 331 FT W 173 FT N 331 FT E 173 FT TO POB EX PTN LY1NG N OF S L1 OF TERRACE AVE
Legal Subdivision	RANCHO SAN BERNARDINO
Legal Block	77
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2047
Census Tract	8004

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1593, LAKE ARROWHEAD, CA 92352-1593
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage AXEN MORTGAGE
Jan 3, 2023	Intrafamily Transfer, Transfer
Feb 15, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FINANCIAL FREEDOM AND ASSOCIATES
Feb 15, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage LENDING JOY INVESTMENTS INC
Aug 7, 2020	Grant Deed, Transfer · Conventional Mortgage SESLOC FCU
Jan 18, 2019	Deed of Trust, Mortgage 5TH STREET CAP INC
Nov 29, 2017	Grant Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202262613
Last Transfer Date	Dec 15, 2022
Transfer Doc	0000000843
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1593, LAKE ARROWHEAD, CA 92352-1593

Mortgage

Document Number	0000052957
Date	Mar 6, 2023
Instrument	2023-0052957

Lender

Name	AXEN MORTGAGE
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Index	Other
Max Rate	12.7%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2023
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000000843
Map Reference	MB 7 PG 2
Instrument Date	Dec 29, 2022
Instrument	2023-0000843
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1593, LAKE ARROWHEAD, CA 92352-1593

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 15, 2022
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000062612
Map Reference	MB 7 PG 2
Instrument Date	Feb 14, 2022
Instrument	2022-0062612
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1593, LAKE ARROWHEAD, CA 92352-1593
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062615
Date	Feb 15, 2022
Instrument	2022-0062615

Lender

Name	FINANCIAL FREEDOM AND ASSOCIATES
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 15, 2022
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000062613
Map Reference	MB 7 PG 2
Instrument Date	Dec 24, 2021
Instrument	2022-0062613
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1593, LAKE ARROWHEAD, CA 92352-1593
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062614
Date	Feb 15, 2022
Instrument	2022-0062614

Lender

Name	LENDING JOY INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 7, 2020
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000276739
Map Reference	MB 7 PG 2
Instrument Date	Jul 24, 2020
Instrument	2020-0276739
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	710 THE TERRACE, REDLANDS, CA 92374-4465

Mortgage

Document Number	0000276740
Date	Aug 7, 2020
Instrument	2020-0276740

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000024636
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 THE TER REDLANDS CA 923744465, REDLANDS, CA 92374-4465

Mortgage

Document Number	0000024636
Date	Jan 24, 2019
Instrument	24636

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.62%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 29, 2017
Property Address	710 THE TER, REDLANDS, CA 92374-4465
Document Number	0000505566
Map Reference	MB7 PG2
Instrument Date	Nov 7, 2017
Instrument	2017-0505566
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 THE TER, REDLANDS, CA 92374-4465

Mortgage

Document Number	0000505567
Date	Nov 29, 2017
Instrument	2017-0505567

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Redlands City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,100,000 (-) Land $330,000 Building $770,000
2025	$13,622.00 (+3.12%) Homeowner's exemption	$1,100,000 (-13.73%) Land $330,000 Building $770,000
2023	$13,210.00 (+13.71%) Homeowner's exemption	$1,275,000 Land $459,000 Building $816,000
2022	$11,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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