710 Sylvan Dr, Monterey, TN 38574 Property Records

Cumberland County property record for 710 Sylvan Dr, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,816 sqft · built 1989
Lot Size	6.09 acres (265,716 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (Jan 2020)
Tax Bill	$770 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018046 00113`

Property Details

APN / Parcel Number

Primary APN	`018046 00113`
Alternative APN	`046 00113`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	1,408 sqft
Upper Floors Area	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	265,716 sqft (6.09 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	784 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	710 SYLVAN DR
City	MONTEREY
State	TN
Zip	38574-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: K01
Legal Subdivision	CUMBERLAND COVE UNIT 1
Legal Block	8
Legal Lot Number	13
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	3
Census Block	3018
Census Tract	970302

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	710 SYLVAN DR, MONTEREY, TN 38574-7044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	20000617
Deed Book / Page	1567 / 2371
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	710 SYLVAN DR, MONTEREY, TN 38574-7044
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009367
Date	Jun 24, 2021
Book Page	1614/466
Instrument	21009367

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jan 17, 2020
Property Address	710 SYLVAN DR, MONTEREY, TN 38574-7044
Document Number	0000000617
Book / Page	1567 / 2371
Map Reference	MB 8 PG 167-181
Instrument Date	Jan 16, 2020
Instrument	20000617
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	710 SYLVAN DR, MONTEREY, TN 38574-7044

Mortgage

Document Number	0000000618
Date	Jan 17, 2020
Instrument	20000618

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	710 SYLVAN DR, MONTEREY, TN 38574-7044
Document Number	0000008439
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 SYLVAN DR MONTEREY TN 385747044, MONTEREY, TN 38574-7044

Mortgage

Document Number	0000008439
Date	Jul 17, 2018
Book Page	001530/001503
Instrument	8439

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$770.00	$67,800 (-) Land $9,250 Building $58,550
2023		$67,800 (-) Land $9,250 Building $58,550
2022	$770.00 (-7.12%)	$67,800 Land $9,250 Building $58,550	$271,200 (-) Land $37,000 Building $234,200
2021			$271,200 Land $37,000 Building $234,200
2018	$829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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