710 Swan Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 710 Swan Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,345 sqft · built 1983
Lot Size	0.321 acres (13,991 sqft)
Owner	Individual Name on File
Last Sale	$296,300 (Jun 2013)
Tax Bill	$5,046 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3020-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3020-5`
Alternative APNs	`00-2S-22-2371-000L-0050` `22S2002371000L0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,725 sqft
Upper Floors Area	620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,991 sqft (0.321 acres)
Lot Width	110 ft Width
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	185 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 SWAN LN
City	DESTIN
State	FL
Zip	32541-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE 2ND ADD LOT 5 BLK L
Legal Subdivision	SPRING LAKE 2ND ADD
Legal Block	L
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	23307

Owner

710 Swan Ln is owned by an individual who bought it in June 2013.

Source: Okaloosa County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	27519 VIA MONTOYA, SAN JUAN CAPISTRANO, CA 92675-5364
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2013 · Amount on File
Deed Sale	Jun 4, 2013 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	20132859015
Deed Book / Page	3098 / 4998
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	0030790024
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	710 SWAN LN, DESTIN, FL 32541-1934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034724227
Date	Jul 2, 2020
Book Page	3472/4227
Instrument	3370137

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 710 Swan Ln was $5,046.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,046.00	$426,109 Land $129,985 Building $296,124	$426,109 Land $129,985 Building $296,124
2023	$4,572.00 (+7.65%)	$413,684 (+7.37%) Land $117,943 Building $295,741	$413,684 (+7.37%) Land $117,943 Building $295,741
2022	$4,247.00	$385,281 Land $107,221 Building $278,060	$385,281 Land $107,221 Building $278,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Swan Ln in Zone X, an area of minimal flood risk, though there have been 96 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	96 (1982–2014)
Claims Outside the SFHA	50 of 96
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Frances, Sep 2004 · 39 claims Hurricane Georges, Sep 1998 · 9 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 Swan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20