710 SW 77th Ter, Gainesville, FL 32607 Property Records

Alachua County property record for 710 SW 77th Ter, Gainesville, FL 32607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1981
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Oct 1989)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06656-700-081`

Property Details

APN / Parcel Number

Primary APN	`06656-700-081`
Alternative APNs	`00660220000` `1051013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,382 sqft
1st Floor Area	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Driveway	Driveway
Driveway Area	1,225 sqft
Porch	Enclosed/Finished Porch
Porch Area	910 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	710 SW 77TH TER
City	GAINESVILLE
State	FL
Zip	32607-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WESTCHESTER MANOR PB K-24 LOT 81 OR 1750/1025
Legal Range	19E
Legal Township	10S
Legal Section	05
Legal Subdivision	WESTCHESTER MANOR
Legal Lot Number	81
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1020
Census Tract	2207

Owner

Source: Alachua County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit SUNSTATE FCU
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNSTATE FCU
Nov 6, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2020	Deed of Trust, Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1989 · Amount on Record
Deed Sale	Oct 5, 1989 · Amount on Record
Prior Sale	Aug 1, 1988 · Amount on Record
Deed Book / Page	1750 / 1025
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047582400
Date	Mar 4, 2020
Book Page	4758/2400
Instrument	3246687

Lender

Name	SUNSTATE FCU
Type	Credit Union
Address	GAINESVILLE, FL 32601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045452313
Date	Sep 20, 2017
Book Page	4545/2313
Instrument	3082075

Lender

Name	SUNSTATE FCU
Type	Credit Union
Address	GAINESVILLE, FL 32602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046420748
Date	Nov 6, 2018
Book Page	4642/0748
Instrument	3157549

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VYSTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047560852
Date	Feb 24, 2020
Book Page	4756/852
Instrument	3244760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	710 SW 77TH TER, GAINESVILLE, FL 32607-1503
Document Number	0047841399
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 SW 77TH TER GAINESVILLE FL 326071503, GAINESVILLE, FL 32607-1503

Mortgage

Document Number	0047841399
Date	Jun 12, 2020
Book Page	004784/001399
Instrument	3264154

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	GAINESVILLE, FL 32602-1162

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2040

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+3.32%) Homeowner's exemption	$110,583 (+5.99%)	$227,813 (+6.23%) Land $110,000 Building $337,813
2024	$1,896.00 (+4.23%)
2023	$1,819.00 (+5.14%) Homeowner's exemption Senior Citizen's exemption	$104,336 (+3%)	$214,444 (+23.19%) Land $110,000 Building $104,444
2022	$1,730.00 Homeowner's exemption	$101,297	$174,072 Land $80,000 Building $94,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (2004–2023)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, IQ Fiber, Verizon.

Nearby Properties on SW 77th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures