710 Spruce St, Pana, IL 62557 Property Records

Christian County property record for 710 Spruce St, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 944 sqft · built 1950
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Mar 2022)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-25-22-313-006-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-22-313-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,080 sqft (0.14 acres)
Lot Dimensions	160 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	710 SPRUCE ST
City	PANA
State	IL
Zip	62557-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HUBBARDS ADD S38' LOT 15 BLK 2 1994R07184 38X160' 111837.001 25-22-F
Legal Subdivision	HUBBARDS ADDITION
Legal Block	2
Legal Lot Number	15
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	3
Census Block	3024
Census Tract	958800

Owner

Source: Christian County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 E 2ND ST, PANA, IL 62557-1440
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed, Transfer · Commercial Mortgage LAND OF LINCOLN CREDIT UNION
Aug 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2022811
Prior Transfer Date	Aug 3, 2017
Prior Transfer Doc	2017R03159
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Mar 8, 2022
Property Address	710 SPRUCE ST, PANA, IL 62557-1869
Document Number	2022R00811
Instrument Date	Mar 7, 2022
Instrument	2022R00811
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2022R00812
Date	Mar 8, 2022
Instrument	2022R00812

Lender

Name	LAND OF LINCOLN CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN IL
Recording Date	Aug 30, 2017
Property Address	710 SPRUCE ST, PANA, IL 62557-1869
Document Number	2017R03159
Instrument Date	Aug 3, 2017
Instrument	2017R03159
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2674 E 100 NORTH RD, PANA, IL 62557-6622

Tax Assessment & Valuation

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+2,201.82%)	$13,239 (+12.88%) Land $1,832 Building $11,407	$39,717 (+12.88%) Land $5,496 Building $34,221
2024	$55.00	$11,728 Land $1,623 Building $10,105	$35,184 Land $4,869 Building $30,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANA serves 5,800 people · EPA ID IL0210500
Water Source	Surface water
Last State Inspection	Apr 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV, Wisper ISP.

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