710 South St, Geneva, IL 60134 Property Records

Kane County property record for 710 South St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,523 sqft · built 1973
Lot Size	0.827 acres (36,036 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jan 2017)
Tax Bill	$24,521 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-126-003`

Property Details

APN / Parcel Number

Primary APN	`12-10-126-003`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,523 sqft Living Area
Gross Area	5,397 sqft
Basement Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	36,036 sqft (0.827 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	710 SOUTH ST
City	GENEVA
State	IL
Zip	60134-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 PT
Legal Subdivision	ETES & BOUNDS STRATONS ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2054
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 SOUTH ST, GENEVA, IL 60134-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 13, 2020	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU
Jan 19, 2017	Grant Deed, Transfer BLUELEAF LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2017 · Amount on Record
Deed Sale	Jan 19, 2017 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	20173536
Prior Transfer Date	Mar 21, 2002
Prior Transfer Doc	0000042677
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	710 SOUTH ST, GENEVA, IL 60134-2512
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010155
Date	Feb 22, 2022
Instrument	2022K010155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	6-Month LIBOR
Max Rate	7%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	710 SOUTH ST, GENEVA, IL 60134-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009030
Date	Feb 27, 2018
Instrument	2018K009030

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	710 SOUTH ST, GENEVA, IL 60134-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045344
Date	Aug 13, 2020
Instrument	2020K045344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4%
Index	1-Year LIBOR
Max Rate	7%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	710 SOUTH ST, GENEVA, IL 60134-2512
Document Number	0000002590
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	PLYMOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SOUTH ST GENEVA IL 601342512, GENEVA, IL 60134-2512

Mortgage

Document Number	0000002590
Date	Jan 14, 2020
Instrument	2590

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2017
Property Address	710 SOUTH ST, GENEVA, IL 60134-2512
Document Number	0000003536
Instrument Date	Jan 13, 2017
Instrument	3536
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 W SCHOOL ST CHICAGO IL 606572005, CHICAGO, IL 60657-2005

Mortgage

Document Number	3537
Date	Jan 19, 2017
Instrument	3537

Lender

Name	BLUELEAF LNDG
Address	PARK RIDGE, IL 60068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,521.00 (+11.02%) Homeowner's exemption	$347,511 (+8.5%) Land $72,243 Building $275,268	$1,042,950 (+8.5%) Land $216,816 Building $826,134
2024		$320,286 (+18.38%) Land $66,583 Building $253,703	$961,242 (+18.43%) Land $199,829 Building $761,414
2022	$22,088.00 (+2.91%) Homeowner's exemption	$270,553 (+3.86%) Land $56,244 Building $214,309	$811,659 (+3.86%) Land $168,732 Building $642,927
2021	$21,463.00 Homeowner's exemption	$260,498 Land $54,154 Building $206,344	$781,494 Land $162,462 Building $619,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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