Cleveland County property record for 710 Skinner Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,570 sqft · built 1993 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2024) |
| Tax Bill | $2,295 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45616 |
| Primary APN | 45616 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,570 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1365876 |
|---|---|
| Street Address | 710 SKINNER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #3 HOMESTEAD AC V PB18-60 |
| Legal Subdivision | HOMESTEAD ACRES |
| Legal Block | 1 |
| Legal Lot Number | 231 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951501 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 SKINNER RD, SHELBY, NC 28152-0526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on Record |
| Deed Sale | Oct 4, 2024 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 2024200105479 |
| Deed Book / Page | 1930 / 1449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 4, 2024 |
| Property Address | 710 SKINNER RD, SHELBY, NC 28152-0526 |
| Document Number | 0019301449 |
| Book / Page | 1930 / 1449 |
| Map Reference | MB 18 PG 60 |
| Instrument Date | Oct 4, 2024 |
| Instrument | 200105479 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 BUFFALO CHURCH RD, CHERRYVILLE, NC 28021-9469 |
| Name | Verified Name |
|---|---|
| Address | 211 S DEKALB ST, SHELBY, NC 28150-2602 |
| Investor | Possibly a Property Investor |
| Document Number | 0200105480 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 200105480 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.77% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 710 SKINNER RD, SHELBY, NC 28152-0526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017331963 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 1733/1963 |
| Instrument | 2017-000208 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 19, 2019 |
| Property Address | 710 SKINNER RD, SHELBY, NC 28152-0526 |
| Document Number | 0018021845 |
| Book / Page | 1802 / 1845 |
| Map Reference | PL 18 PG 60 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 200033005 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 SILVER CREEK LN, 224, SHELBY, NC 28152-7755 |
| Name | Verified Name |
|---|---|
| Address | 710 SKINNER RD, SHELBY, NC 28152-0526 |
| Document Number | 18021848 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 1802/1848 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,295.00 (+8.46%) | $233,828 (-) Land $22,954 Building $210,874 | $233,828 (-) Land $22,954 Building $210,874 |
| 2025 | $2,116.00 | $233,828 (+81.13%) Land $22,954 Building $210,874 | $233,828 (+81.13%) Land $22,954 Building $210,874 |
| 2023 | $129,091 Land $17,324 Building $111,767 | $129,091 Land $17,324 Building $111,767 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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