Lincoln County property record for 710 SE 7th St, Toledo, OR 97391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1937 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (May 2016) |
| Tax Bill | $2,415 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0R92078 |
| Primary APN | 0R92078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,284 sqft |
| Attic | Attic |
| Attic Area | 432 sqft |
| Basement Area | 1,116 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | R92078 |
|---|---|
| Street Address | 710 SE 7TH ST |
| City | TOLEDO |
| State | OR |
| Zip | 97391-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-G |
| Legal Description | VINCENTS FIRST ADDN-TOLEDO, BLOCK 4, LOT 9 & 10, DOC201604950 |
| Legal Range | 10W |
| Legal Township | 11S |
| Legal Section | 17 |
| Legal Subdivision | VINCENTS FIRST ADDN-TOLEDO |
| Legal Block | 4 |
| Legal Lot Number | 9,10 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 951400 |
Source: Lincoln County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU |
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 20164950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Document Number | 0000002059 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026-02059 |
| Name | CHRISTIAN FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIMAS, CA 91773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Document Number | 0000001549 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023-01549 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 710 SE 7TH ST, TOLEDO, OR 97391-1907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 202112078 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-12078 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Toledo City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,415.00 (+5%) | $152,420 (+2.99%) | $412,160 (-0.43%) Land $61,290 Building $350,870 |
| 2024 | $2,300.00 (+0.83%) | $147,990 (+3%) | $413,960 (+4.09%) Land $53,640 Building $360,320 |
| 2023 | $2,281.00 (+3.07%) | $143,680 (+3%) | $397,710 (+14.44%) Land $58,260 Building $339,450 |
| 2022 | $2,213.00 | $139,500 | $347,530 Land $45,970 Building $301,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOLEDO WATER UTILITIES serves 3,645 people · EPA ID OR4100899 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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