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710 Sarner Pass Way, Winter Haven, FL 33881 Property Records

Polk County property record for 710 Sarner Pass Way, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,584 sqft · built 2022
Lot Size0.202 acres (8,777 sqft)
Owner2 Individual Names on File
Last Sale$392,705 (Jun 2022)
Tax Bill$4,901 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-27-35-522105-001430

Property Details

APN / Parcel Number

Primary APN26-27-35-522105-001430
Alternative APN
  • 352726522105001430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,584 sqft Living Area
Gross Area3,277 sqft
1st Floor Area1,051 sqft
Upper Floors Area1,533 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area8,777 sqft (0.202 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area693 sqft
Pool TypeEnclosed Pool
PorchScreened/Unfinished Porch
Porch Area66 sqft

Location & Zoning

Street Address710 SARNER PASS WAY
CityWINTER HAVEN
StateFL
Zip33881-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LUCERNE PHASE 6 PB 187 PG 35-37 LOT 143
Legal Range26E
Legal Township27S
Legal Section35
Legal SubdivisionLAKE LUCERNE PHASE 6
Legal Phase6
Legal Block2
Legal Lot Number143
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2021
Census Tract12803

Owner

710 Sarner Pass Way is owned and occupied by two individuals who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address710 SARNER PASS WAY, WINTER HAVEN, FL 33881-9423
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2022 · Amount on File
Deed SaleJun 9, 2022 · Amount on File
Deed Document Number2022157921
Deed Book / Page12290 / 493
Record UpdatedOct 29, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 9, 2022
Property Address710 SARNER PASS WAY, WINTER HAVEN, FL 33881-9423
Document Number0000157921
Book / Page12290 / 493
Map ReferenceMB 187 PG 35
Instrument DateJun 2, 2022
Instrument2022157921
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,749.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9120 SOUTHPARK CENTER LOOP # LOOP100, LOOP100, ORLANDO, FL 32819-8624

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 SARNER PASS WAY, WINTER HAVEN, FL 33881-9423

Mortgage

Document Number0012290495
DateJun 9, 2022
Instrument12290/495
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 710 Sarner Pass Way was $4,901 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$313,811 (+2.7%)$341,072 (+0.55%) Land $50,000 Building $291,072
2025$4,901.00 Homeowner's exemption$305,561$339,191 Land $50,000 Building $289,191
2023$4,164.00 (+447.17%) Homeowner's exemption$263,310 (+558.28%)$331,600 (+729%) Land $48,000 Building $283,600
2022$761.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 710 Sarner Pass Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Sarner Pass Way is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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