710 Saratoga Ave, Lima, OH 45804 Property Records

Allen County property record for 710 Saratoga Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1952
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2026)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3212-12-010.000`

Property Details

APN / Parcel Number

Primary APN	`37-3212-12-010.000`
Alternative APN	`H2737321212010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	704 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	710 SARATOGA AVE
City	LIMA
State	OH
Zip	45804-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST CREEK SUBDIVISION LOT 16225 FF 50.00
Legal Subdivision	LOST CREEK SUBDIVISION
Legal Lot Number	16225
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1015
Census Tract	11301

Owner

710 Saratoga Ave is owned and occupied by an individual who bought it in September 2026.

Source: Allen County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	710 SARATOGA AVE, LIMA, OH 45804-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Jul 15, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202610128
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	7150009589
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 25, 2026
Property Address	710 SARATOGA AVE, LIMA, OH 45804-3236
Document Number	0000010128
Instrument Date	Sep 14, 2026
Instrument	202610128
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SARATOGA AVE, LIMA, OH 45804-3236

Mortgage

Document Number	0000010129,
Date	Sep 25, 2026
Instrument	202610129

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 15, 2021
Property Address	710 SARATOGA AVE, LIMA, OH 45804-3236
Document Number	7150009589
Book / Page	2021 / 9589
Map Reference	MB 3 PG 411-411D
Instrument Date	Jun 18, 2021
Instrument	202107150009589
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 WESTIMBER CT, LIMA, OH 45805-3640

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 5, 2021
Property Address	710 SARATOGA AVE, LIMA, OH 45804-3236
Document Number	4050004446
Book / Page	2021 / 4446
Instrument Date	Apr 5, 2021
Instrument	202104050004446
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SARATOGA AVE, LIMA, OH 45804-3236

Mortgage

Document Number	4050004447
Date	Apr 5, 2021
Instrument	202104050004447

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 710 Saratoga Ave was $1,146, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (-0.61%)	$25,630 (-) Land $5,570 Building $20,060	$73,200 (-) Land $15,900 Building $57,300
2024	$1,153.00 (+22.66%)	$25,630 (+27.07%) Land $5,570 Building $20,060	$73,200 Land $15,900 Building $57,300
2023	$940.00 (-1.16%)	$20,170 (-) Land $4,380 Building $15,790
2022	$951.00	$20,170 Land $4,380 Building $15,790
2021			$57,600 Land $12,500 Building $45,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 710 Saratoga Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 710 Saratoga Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
TSC Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Spectrum, T-Mobile, Verizon.

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