St. Clair County property record for 710 Saint Nicholas Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,222 sqft · built 2017 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Mar 2017) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 2 more |
| APN | 04-20-0-407-017 |
| Primary APN | 04-20-0-407-017 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,222 sqft Living Area |
| Basement Area | 1,222 sqft |
| Unfinished Basement | 1,222 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|
| Street Address | 710 SAINT NICHOLAS DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR MEADOWS 3RD ADD LOT/SEC-97 A02530239 |
| Legal Subdivision | CEDAR MEADOWS 3RD ADD |
| Legal Block | 407 |
| Legal Lot Number | 97 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504351 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 710 SAINT NICHOLAS DR, O FALLON, IL 62269-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Aug 7, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 16, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2017 · Amount on Record |
| Deed Sale | Mar 16, 2017 · Amount on Record |
| Prior Sale | Jan 21, 2016 · Amount on Record |
| Deed Document Number | 20172530239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 710 SAINT NICHOLAS DR, O FALLON, IL 62269-3125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESROW |
| Name | Verified Name |
|---|
| Document Number | 0A02693328 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | A02693328 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 710 SAINT NICHOLAS DR, O FALLON, IL 62269-3125 |
| Document Number | 00A2651787 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 710 SAINT NICHOLAS DR O FALLON IL 622693125, O FALLON, IL 62269-3125 |
| Document Number | 00A2651787 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2651787 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 21, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 710 SAINT NICHOLAS DR, O FALLON, IL 62269-3125 |
| Document Number | 00A2622588 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 710 SAINT NICHOLAS DR O FALLON IL 622693125, O FALLON, IL 62269-3125 |
| Document Number | 00A2622588 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2622588 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 14, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 16, 2017 |
| Property Address | 710 SAINT NICHOLAS DR, O FALLON, IL 62269-3125 |
| Document Number | 00A2530239 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 2530239 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 862 MISTY VALLEY RD O FALLON IL 622691871, O FALLON, IL 62269-1871 |
| Document Number | A2530240 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2530240 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $122,289 (+34.34%) Land $25,764 Building $96,525 | $366,867 (+34.34%) Land $77,292 Building $289,575 |
| 2022 | $91,029 Land $19,178 Building $71,851 | $273,087 Land $57,534 Building $215,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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