710 S Tradition St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 710 S Tradition St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,160 sqft · built 2004
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2020)
Tax Bill	$14,579 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-110-530-000`

Property Details

APN / Parcel Number

Primary APN	`254-110-530-000`
Alternative APN	`254-110-53`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,701 sqft (0.177 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-110-53
Street Address	710 S TRADITION ST
City	TRACY
State	CA
Zip	95391-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	03-FM PT OF 254-040-10 PER MTN HOUSE, NEIGH F,NO.3
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 S TRADITION ST, TRACY, CA 95391-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage SAFE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	202038221
Prior Transfer Date	Mar 26, 2014
Prior Transfer Doc	0000033612
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002

Mortgage

Document Number	0000011982
Date	Jan 28, 2022
Instrument	2022-011982

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127292
Date	Jul 30, 2021
Instrument	2021-127292

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	EL CAJON, CA 92021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002
Document Number	0000180173
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 JOSEPH ST MOUNTAIN HOUSE CA 953911122, MOUNTAIN HOUSE, CA 95391-1122

Mortgage

Document Number	0000180173
Date	Dec 21, 2020
Instrument	180173

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 27, 2020
Property Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002
Document Number	0000038221
Map Reference	MB 37 PG 51
Instrument Date	Mar 24, 2020
Instrument	2020-038221
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1002

Mortgage

Document Number	0000038222
Date	Mar 27, 2020
Instrument	2020-038222

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,579.00 (+14.35%)
2025	$12,749.00 (+4.52%)	$792,889 (+4.04%) Land $191,386 Building $601,503
2023	$12,198.00 (+2.13%)	$762,102 Land $183,955 Building $578,147	$964,620
2022	$11,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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