St. Charles County property record for 710 S Main St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1.5 ba · 2,053 sqft · built 1850 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,900 (Jul 2020) |
| Tax Bill | $9,299 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 001160A000 |
| Primary APN | 001160A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,053 sqft Total Area |
| 1st Floor Area | 2,053 sqft |
| Year Built | Built 1850 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 4,500 sqft |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 001160A000 |
|---|---|
| Old Parcel Number | 001160A000 |
| Street Address | 710 S MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3443 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB5 |
| Legal Description | PT CITY BLK 18 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 310502 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6980 OLEATHA AVE, SAINT LOUIS, MO 63139-2112 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 1, 2020 | Warranty Deed, Transfer · Commercial Mortgage MIDLAND STATES BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage CWREF LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Prior Sale | May 13, 2002 · Amount on Record |
| Deed Document Number | 0007334154 |
| Deed Book / Page | 7334 / 154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 1, 2020 |
| Property Address | 710 S MAIN ST, SAINT CHARLES, MO 63301-3443 |
| Document Number | 0073340154 |
| Book / Page | 7334 / 154 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 20200701000452280 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2541 S BIG BEND BLVD, 2541, SAINT LOUIS, MO 63143-2105 |
| Name | Verified Name |
|---|---|
| Address | 6980 OLEATHA AVE, SAINT LOUIS, MO 63139-2112 |
| Document Number | 20200701000452290 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 20200701000452290 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 S MAIN ST, SAINT CHARLES, MO 63301-3443 |
| Document Number | 0072581315 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2541 S BIG BEND BLVD ST LOUIS MO 631432105, ST LOUIS, MO 63143-2105 |
| Document Number | 0072581315 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 007258/001315 |
| Instrument | 194230 |
| Name | CWREF LLC |
|---|---|
| Address | 12 HOLIDAY LN, ST LOUIS, MO 63131-3238 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,299.00 | $133,557 (+4.51%) | $417,366 (+4.51%) Land $99,000 Building $318,366 |
| 2023 | $127,788 | ||
| 2022 | $399,336 Land $99,000 Building $300,336 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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