710 S George St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 710 S George St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,215 sqft · built 1957
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$72,300 (Jan 2016)
Tax Bill$2,429 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN301301 242.018-1-7

Property Details

APN / Parcel Number

Primary APN301301 242.018-1-7
Alternative APNs
  • 130124201800010070000000
  • 301301 242.018-0001-007
  • 20539 03

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area810 sqft
Upper Floors Area405 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area25,265 sqft (0.58 acres)
Lot Width75 ft Width
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20539 03
Street Address710 S GEORGE ST
CityROME
StateNY
Zip13440-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&L 75X339
Legal Block1
Legal Lot Number7.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1018
Census Tract21900

Owner

710 S George St is owned and occupied by an individual who bought it in January 2016.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address710 S GEORGE ST, ROME, NY 13440-9612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Jan 26, 2024Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Sep 9, 2025Deed of Trust, Mortgage · VA Mortgage
AMERICU CU
Mar 5, 2020Loan Modification, Mortgage · Conventional with PMI
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2016 · Amount on File
Deed SaleJan 25, 2016 · Amount on File
Prior SaleAug 15, 2014 · Amount on File
Deed Book / Page2016 / 1125
Prior Transfer DateMar 18, 2014
Prior Transfer Doc2014004827
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address710 S GEORGE ST, ROME, NY 13440-9612
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001023
DateJan 26, 2024
Instrument2024-001023
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueFeb 1, 2039
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address710 S GEORGE ST, ROME, NY 13440-9612
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008693
DateJun 2, 2022
Instrument2022-008693
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueJul 1, 2037
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address710 S GEORGE ST, ROME, NY 13440-9612
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001022
DateJan 26, 2024
Instrument2024-001022
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueFeb 1, 2039
Interest
Rate TypeAdjustable Rate

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address710 S GEORGE ST, ROME, NY 13440-9612
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011285
DateSep 9, 2025
Instrument2025-011285
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionONEIDA NY
Property Address710 S GEORGE ST, ROME, NY 13440-9612
Document Number0000003729
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedMay 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 S GEORGE ST ROME NY 134409612, ROME, NY 13440-9612

Mortgage

Document Number0000003729
DateMar 19, 2020
Instrument3729
Lender
NameFIFTH THIRD BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 18, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 710 S George St was $2,429.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,429.00
2025$51,700 Land $10,900 Building $40,800$121,647 Land $25,647 Building $96,000
2023$51,700 (-) Land $10,900 Building $40,800$113,927 (+17.92%) Land $24,019 Building $89,908
2022$3,910.00$51,700 Land $10,900 Building $40,800$96,617 Land $20,370 Building $76,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 S George St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 S George St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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