710 S Cross St, Sycamore, IL 60178 Property Records

DeKalb County property record for 710 S Cross St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,113 sqft · built 1886
Lot Size	0.132 acres (5,757 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$5,111 (2024)
Deeds & Mortgages	Jun 2022 Sale Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-355-002`

Property Details

APN / Parcel Number

Primary APN	`06-32-355-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	5,757 sqft (0.132 acres)
Lot Dimensions	78.9 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	352 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0632355002
Street Address	710 S CROSS ST
City	SYCAMORE
State	IL
Zip	60178-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 2, S 5FT N 1/2 LOT 2 & S 68 FT OUTLOT 1 - BLK 1 - LAWTONS ADDITION
Legal Subdivision	LAWTONS ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3025
Census Tract	600

Owner

710 S Cross St is owner-occupied and held in a trust since June 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Trust Name on File
Mailing Address	710 S CROSS ST, SYCAMORE, IL 60178-2113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 20, 2022	Warranty Deed, Transfer · Commercial Mortgage DLP LENDING FUND LLC
Aug 23, 2020	Loan Modification, Mortgage OTHER
Oct 7, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Document Number	20225812
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 16, 2022
Property Address	710 S CROSS ST, SYCAMORE, IL 60178-2113
Document Number	0000005812
Map Reference	MB B PG 11
Instrument Date	Jun 8, 2022
Instrument	2022005812
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	710 S CROSS ST, SYCAMORE, IL 60178-2113

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 20, 2022
Property Address	710 S CROSS ST, SYCAMORE, IL 60178-2113
Document Number	0000000771
Map Reference	MB B PG 11
Instrument Date	Dec 23, 2021
Instrument	2022000771
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 N MADISON ST, OSWEGO, IL 60543-9604

Mortgage

Document Number	0000000772
Date	Jan 20, 2022
Instrument	2022000772

Lender

Name	DLP LENDING FUND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	710 S CROSS ST, SYCAMORE, IL 60178-2113
Document Number	0000009576
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 S CROSS ST SYCAMORE IL 601782113, SYCAMORE, IL 60178-2113

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	710 S CROSS ST, SYCAMORE, IL 60178-2113
Document Number	0000009919
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 S CROSS ST SYCAMORE IL 601782113, SYCAMORE, IL 60178-2113

Mortgage

Document Number	0000009919
Date	Oct 28, 2019
Instrument	9919

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2039

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,776 Land $12,530 Building $59,246	$215,328 Land $37,590 Building $177,738
2024	$5,111.00
2023		$61,624 Land $10,758 Building $50,866	$184,872 Land $32,274 Building $152,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 710 S Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 S Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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