710 S Cedar St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 710 S Cedar St, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,259 sqft · built 1957
Lot Size0.297 acres (12,937 sqft)
Owner2 Individual Names on File
Last Sale$217,500 (Mar 2022)
Tax Bill$2,061 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN3633-02-2405

Property Details

APN / Parcel Number

Primary APN3633-02-2405
Alternative APNs
  • 363317022405
  • 289901
  • 19325

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,259 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area12,937 sqft (0.297 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
Canopy77 sqft
Storage Building242 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number289901
Street Address710 S CEDAR ST
CityLINCOLNTON
StateNC
Zip28092-3242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Description710 S CEDAR ST HOME
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group3
Census Block3047
Census Tract70100

Owner

710 S Cedar St is owned and occupied by two individuals who bought it in March 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address710 S CEDAR ST, LINCOLNTON, NC 28092-3242
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 12, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Nov 7, 2019Warranty Deed, Transfer · Conventional with PMI
C&F MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2022 · Amount on File
Deed SaleMar 8, 2022 · Amount on File
Prior SaleNov 12, 2021 · Amount on File
Deed Document Number2022648644
Deed Book / Page3143 / 512
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateMar 8, 2022
Property Address710 S CEDAR ST, LINCOLNTON, NC 28092-3242
Document Number0003143512
Book / Page3143 / 512
Instrument DateFeb 25, 2022
Instrument648644
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address710 S CEDAR ST, LINCOLNTON, NC 28092-3242

Mortgage

Document Number0000648645
DateMar 8, 2022
Instrument648645
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 12, 2021
Property Address710 S CEDAR ST, LINCOLNTON, NC 28092-3242
Document Number0000310781
Book / Page3107 / 81
Instrument DateNov 10, 2021
Instrument642579
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$388.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address556 CANNON FARM RD, MARION, NC 28752-8461

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 7, 2019
Property Address710 S CEDAR ST, LINCOLNTON, NC 28092-3242
Document Number2859980
Book / Page002859 / 000980
Instrument DateNov 7, 2019
Instrument600266
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7108 CEDAR ST LINCOLNTON NC 28092, LINCOLNTON, NC 28092

Mortgage

Document Number2859985
DateNov 7, 2019
Book Page002859/000985
Instrument600267
Lender
NameC&F MTG
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 6, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 710 S Cedar St was $2,061.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,061.00$192,376 Land $25,600 Building $166,776$192,376 Land $25,600 Building $166,776
2023$2,041.00$192,376 Land $25,600 Building $166,776$192,376 Land $25,600 Building $166,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 S Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 S Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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