710 Royal St, Alton, IL 62002 Property Records

Madison County property record for 710 Royal St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 948 sqft · built 1906
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2022 Sale + 5 more
APN	`23-2-07-12-13-303-022`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-12-13-303-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	948 sqft Living Area
Gross Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	710 ROYAL ST
City	ALTON
State	IL
Zip	62002-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMENT PLACE LOT 4 50X119
Legal Subdivision	CLEMENT PLACE
Legal Tract	3
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1004
Census Tract	402500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District (Boundary Increase II) listed 2022 · 93 contributing resources · NRIS 78001166

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 ROYAL ST, ALTON, IL 62002-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Dec 28, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Feb 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Aug 8, 2018	Warranty Deed, Transfer HJB PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025
Deed Sale	Dec 11, 2025
Prior Sale	Dec 28, 2022
Deed Document Number	202534929
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 11, 2025
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Document Number	0000034929
Map Reference	PB 5 PG
Instrument Date	Dec 8, 2025
Instrument	2025R34929
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	SERENITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	710 ROYAL ST, ALTON, IL 62002-3748

Mortgage

Document Number	0000034930
Date	Dec 11, 2025
Instrument	2025R34930

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 28, 2022
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Document Number	0000040553
Map Reference	PB 5 PG 62
Instrument Date	Dec 21, 2022
Instrument	2022R40553
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ROYAL ST, ALTON, IL 62002-3748

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037253
Date	Sep 3, 2021
Instrument	2021R37253

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037574
Date	Oct 19, 2020
Instrument	2020R37574

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046688
Date	Dec 16, 2020
Instrument	2020R46688

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 7, 2019
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Document Number	0000004205
Map Reference	PB 5 PG 62
Instrument Date	Feb 6, 2019
Instrument	2019R04205
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	METRO TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 ROYAL ST, ALTON, IL 62002-3748

Mortgage

Document Number	0000004206
Date	Feb 7, 2019
Instrument	2019R04206

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 8, 2018
Property Address	710 ROYAL ST, ALTON, IL 62002-3748
Document Number	0000024587
Instrument Date	Jul 31, 2018
Instrument	24587
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	514 EARTH CITY PLZ #149 EARTH CITY MO 630451303, 149, EARTH CITY, MO 63045-1303
Investor	Possibly a Property Investor

Mortgage

Document Number	24853
Date	Aug 8, 2018
Instrument	24853

Lender

Name	HJB PROPERTIES LLC
Address	12199 PIKE 270, LOUISIANA, MO 63353-3823

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2019

Interest

Rate	16%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (+8.84%)	$39,210 (+10.54%) Land $3,230 Building $35,980	$117,630 (+10.54%) Land $9,690 Building $107,940
2024	$2,883.00 (+13.46%)	$35,470 (+22.44%) Land $2,920 Building $32,550	$106,410 (+22.31%) Land $8,760 Building $97,650
2022	$2,541.00	$28,970 Land $2,390 Building $26,580	$86,997 Land $7,177 Building $79,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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