710 Richard Ln, Vista, CA 92081 Property Records

San Diego County property record for 710 Richard Ln, Vista, CA 92081 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,337 sqft · built 2003
Lot Size	0.221 acres (9,633 sqft)
Owner	2 Company Names on File
Last Sale	$394,000 (Jul 2003)
Tax Bill	$7,016 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-194-56-00`

Property Details

APN / Parcel Number

Primary APN	`179-194-56-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,337 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,633 sqft (0.221 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	710 RICHARD LN
City	VISTA
State	CA
Zip	92081-6752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR D (EX ST) TR PM17130
Legal Subdivision	CITY OF VISTA
Legal Tract	1017130
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	19702

Owner

Source: San Diego County records · APN 179-194-56-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	710 RICHARD LN, VISTA, CA 92081-6752
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2003 · Amount on Record
Deed Sale	Jul 30, 2003 · Amount on Record
Deed Document Number	2003914972
Last Transfer Date	Apr 08, 2025
Transfer Doc	0000092877
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	710 RICHARD LN, VISTA, CA 92081-6752
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 RICHARD LN, VISTA, CA 92081-6752

Mortgage

Document Number	0000366159
Date	Sep 15, 2022
Instrument	2022-0366159

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	710 RICHARD LN, VISTA, CA 92081-6752
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 RICHARD LN, VISTA, CA 92081-6752

Mortgage

Document Number	0000449632
Date	Jun 21, 2021
Instrument	2021-0449632

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	710 RICHARD LN, VISTA, CA 92081-6752
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053295
Date	Jan 31, 2020
Instrument	2020-0053295

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	710 RICHARD LN, VISTA, CA 92081-6752
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 946, VISTA, CA 92085-0946

Mortgage

Document Number	0000806789
Date	Dec 16, 2020
Instrument	2020-0806789

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$571,375 (+2%) Land $174,021 Building $397,354
2025	$7,016.00 (+7.74%)	$560,172 (+4.04%) Land $170,609 Building $389,563
2023	$6,512.00 (+0.25%) Homeowner's exemption	$538,422 Land $163,985 Building $374,437
2022	$6,496.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730197024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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