710 Penney Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 710 Penney Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,040 sqft · built 2008
Lot Size	0.335 acres (14,600 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Jul 2025)
Tax Bill	$12,712 (2026)
Deeds & Mortgages	Sep 2025 Sale Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.11-3-126`

Property Details

APN / Parcel Number

Primary APN	`013089 27.11-3-126`
Alternative APNs	`308902701100031260000000` `02701100031260000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,040 sqft Living Area
1st Floor Area	1,611 sqft
2nd Floor Area	1,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,600 sqft (0.335 acres)
Lot Dimensions	101 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	161 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701100031260000000
Street Address	710 PENNEY LN
City	SCHENECTADY
State	NY
Zip	12303-5183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO30
Legal Description	LOT 710 LPV SEC 7
Legal Subdivision	AMENDMENT FOR REVISED STREET NAMES
Legal Block	3
Legal Lot Number	126.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1006
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 PENNEY LN, SCHENECTADY, NY 12303-5183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed, Transfer CAPITAL CITY TITLE AGENCY LLC, CAPITAL DIST TTL AGCY LLC
Jul 1, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	202511520
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	0000001520
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 9, 2025
Property Address	710 PENNEY LN, SCHENECTADY, NY 12303-5183
Document Number	0000006262
Instrument Date	Jul 22, 2025
Instrument	R2025-16262
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CAPITAL CITY TITLE AGENCY LLC, CAPITAL DIST TTL AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3083 E OLD STATE RD, SCHENECTADY, NY 12303-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 PENNEY LN, SCHENECTADY, NY 12303-5183

July 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 1, 2025
Property Address	710 PENNEY LN, SCHENECTADY, NY 12303-5183
Document Number	0000001520
Map Reference	MAP 11401
Instrument Date	May 19, 2025
Instrument	R2025-11520
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 PENNEY LN, SCHENECTADY, NY 12303-5183

Mortgage

Document Number	0000001521
Date	Jul 1, 2025
Instrument	R2025-11521

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,712.00 (-0.02%)
2025	$12,714.00 (+11.8%)	$450,000 (-) Land $90,000 Building $360,000	$600,000 (+13.33%) Land $120,000 Building $480,000
2023		$450,000 (-) Land $90,000 Building $360,000	$529,412 (+7.06%) Land $105,882 Building $423,530
2022		$450,000 Land $90,000 Building $360,000	$494,505 Land $98,901 Building $395,604
2021	$11,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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