710 Penick Ave, Chariton, IA 50049 Property Records

Lucas County property record for 710 Penick Ave, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 1969
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2021)
Tax Bill	$4,226 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0729307008`

Property Details

APN / Parcel Number

Primary APN	`0729307008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	710 PENICK AVE
City	CHARITON
State	IA
Zip	50049-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-72-21 LAKEVIEW W10' OF N98' LOT 17, LOT 18 EX S67', E30' & E15' OF LOT 19 BLK A
Legal Range	21W
Legal Township	72N
Legal Section	29
Legal Subdivision	LAKEVIEW
Legal Block	A
Legal Lot Number	17-19
Jurisdiction	LUCAS IA
Township / Civil Division	CHARITON
Census Block Group	1
Census Block	1038
Census Tract	950400

Owner

710 Penick Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Lucas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 PENICK AVE, CHARITON, IA 50049-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 23, 2021	Warranty Deed, Transfer
Nov 27, 2017	Warranty Deed, Transfer
Oct 13, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	20212113
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	710 PENICK AVE, CHARITON, IA 50049-2546
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 PENICK AVE, CHARITON, IA 50049-2546

Mortgage

Document Number	0020251775
Date	Dec 9, 2025
Instrument	2025-1775

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	710 PENICK AVE, CHARITON, IA 50049-2546
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201732
Date	Nov 23, 2020
Instrument	2020-1732

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Dec 23, 2021
Property Address	710 PENICK AVE, CHARITON, IA 50049-2546
Document Number	02021/2113
Book / Page	2021 / 2113
Instrument Date	Dec 22, 2021
Instrument	2021-2113
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 PENICK AVE, CHARITON, IA 50049-2546

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Nov 27, 2017
Property Address	710 PENICK AVE, CHARITON, IA 50049-2546
Document Number	02017/1501
Book / Page	2017 / 1501
Instrument Date	Nov 20, 2017
Instrument	2017-1501
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 PENICK AVE, CHARITON, IA 50049-2546

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Oct 13, 2017
Property Address	710 PENICK AVE, CHARITON, IA 50049-2546
Document Number	02017/1302
Book / Page	2017 / 1302
Instrument Date	Oct 13, 2017
Instrument	2017-1302
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 PENICK AVE, CHARITON, IA 50049-2546

Mortgage

Document Number	0020171303
Date	Oct 13, 2017
Instrument	2017-1303

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 710 Penick Ave was $4,226 with a homeowner's exemption, up 7.8% from the year before.

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Municipality	Chariton City
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,226.00 (+7.81%) Homeowner's exemption	$227,713 (-) Land $16,380 Building $211,333	$227,713 (-) Land $16,380 Building $211,333
2025	$3,920.00 (-1.48%) Homeowner's exemption	$227,713 Land $16,380 Building $211,333	$227,713 Land $16,380 Building $211,333
2024	$3,979.00
2023		$190,472 Land $16,380 Building $174,092	$190,472 Land $16,380 Building $174,092
2017	$2,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Penick Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Penick Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARITON MUNICIPAL WATER WORKS serves 4,381 people · EPA ID IA5903011
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	No certified operator Oct 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Windstream.

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