710 Penfield St, Longboat Key, FL 34228 Property Records

Manatee County property record for 710 Penfield St, Longboat Key, FL 34228

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,291 sqft · built 1995
Lot Size0.235 acres (10,246 sqft)
Owner2 Individual Names on Record
Last Sale$1,750,000 (Jul 2024)
Tax Bill$23,213 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2022 Mortgage
Flood ZoneZone AE (high risk)
APN78517-0040-6

Property Details

APN / Parcel Number

Primary APN78517-0040-6
Alternative APN
  • 3516237851700406

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms3 Rooms
Stories3 Stories
Building Area2,291 sqft Living Area
Gross Area4,975 sqft
1st Floor Area659 sqft
Basement Area190 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,246 sqft (0.235 acres)
Lot Dimensions94 ft deep x 109 ft wide
View / LotCanal Front
Parking Spaces3 Parking Spaces
Pool Area360 sqft
PorchScreened Porch
Porch Area773 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address710 PENFIELD ST
CityLONGBOAT KEY
StateFL
Zip34228-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLBK_R-4SF
Legal DescriptionLOT 7 SLEEPY LAGOON PARK NO 3 PI#78517.0040/6
Legal Range16E
Legal Township35S
Legal Section23
Legal SubdivisionSLEEPY LAGOON PARK NO 3
Legal Tract07851700
Legal Block2
Legal Lot Number7
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2003
Census Tract1705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address710 PENFIELD ST, LONGBOAT KEY, FL 34228-1452
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleFeb 11, 2003 · Amount on Record
Deed Document Number202472637
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address710 PENFIELD ST, LONGBOAT KEY, FL 34228-1452
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 PENFIELD ST, LONGBOAT KEY, FL 34228-1452

Mortgage

Document Number0041056448
DateApr 27, 2022
Instrument202241056448
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address710 PENFIELD ST, LONGBOAT KEY, FL 34228-1452
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 PENFIELD ST, LONGBOAT KEY, FL 34228-1452

Mortgage

Document Number0041057212
DateApr 28, 2022
Instrument202241057212
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityLongboat Key Town
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,357,366 (-3.38%) Land $680,000 Building $677,366$1,357,366 (-3.38%) Land $680,000 Building $677,366
2025$23,213.00 (+130.45%)$1,404,809 (+114.55%) Land $680,000 Building $724,809$1,404,809 (-30.81%) Land $680,000 Building $724,809
2024$10,073.00 (+0.74%)
2023$9,999.00 (+1.94%) Homeowner's exemption$654,763 (+3%)$2,030,300 (+46.02%) Land $510,000 Building $1,520,300
2022$9,809.00 Homeowner's exemption$635,692$1,390,434 Land $400,000 Building $990,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 554 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,178 units insured
incl. 624 condo units
Nearby Flood Claims621 (2016–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 39 claims
  • Hurricane Helene, Oct 2024 · 515 claims
  • Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LONGBOAT KEY
serves 7,098 people · EPA ID FL6411098
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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