710 Pearl Stone Dr, Lonoke, AR 72086 Property Records

Lonoke County property record for 710 Pearl Stone Dr, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,147 sqft · built 2003
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2016)
Tax Bill	$872 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`343-00065-000`

Property Details

APN / Parcel Number

Primary APN	`343-00065-000`
Alternative APN	`20045`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,147 sqft Living Area
1st Floor Area	1,147 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Fence	Fence
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	710 PEARL STONE DR
City	LONOKE
State	AR
Zip	72086-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:65 CITY/MUNI/TWP:RURAL SUBD:PEARL STONE ESTATES III SEC/TWN/RNG/MER:SEC 11 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	11
Legal Subdivision	PEARL STONE ESTATES III
Legal Lot Number	65
Jurisdiction	LONOKE AR
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1014
Census Tract	20108

Owner

710 Pearl Stone Dr is owned and occupied by an individual who acquired it in December 2022.

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	710 PEARL STONE DR, LONOKE, AR 72086-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Prior Sale	Jul 15, 2016 · Amount on File
Deed Document Number	0000006878
Deed Book / Page	2016 / 06878
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000014097
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 14, 2022
Property Address	710 PEARL STONE DR, LONOKE, AR 72086-7626
Document Number	0000014097
Book / Page	2022 / 14097
Instrument Date	Oct 11, 2022
Instrument	2022-14097
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 PEARL STONE DR, LONOKE, AR 72086-7626

Mortgage

Document Number	0202214098
Date	Dec 14, 2022
Instrument	2022-14098

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	710 PEARL STONE DR, LONOKE, AR 72086-7626
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008164
Date	Jul 11, 2022
Book Page	2022/8164
Instrument	2022-08164

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $2,000 Building $17,000
2024	$872.00
2023			$95,000 Land $10,000 Building $85,000
2022	$497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 710 Pearl Stone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Pearl Stone Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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