710 Oak St, Laurel, NE 68745 Property Records

Cedar County property record for 710 Oak St, Laurel, NE 68745

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1980
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2025)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Jun 2025 Sale & Mortgage + 1 more
APN	`0006925.00`

Property Details

APN / Parcel Number

Primary APN	`0006925.00`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	837 sqft
Driveway	Driveway
Driveway Area	1,302 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 OAK ST
City	LAUREL
State	NE
Zip	68745-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	HILLCREST FIFTH-LAUREL L 3
Legal Subdivision	HILLCREST FIFTH-LAUREL
Jurisdiction	CEDAR NE
Township / Civil Division	21
Census Block Group	2
Census Block	2044
Census Tract	977200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 OAK ST, LAUREL, NE 68745-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEBRASKA INVESTMENT FINANCE AUTHORITY
Jun 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Feb 11, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	2025844
Deed Book / Page	166 / 236
Prior Transfer Date	Nov 1, 2024
Prior Transfer Doc	0000001244
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR NE
Property Address	710 OAK ST, LAUREL, NE 68745-1719
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CLEAR TITLE AND ESCROW LLC, CEDAR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E CENTRE ST 7, 7, HARTINGTON, NE 68739-4009

Mortgage

Document Number	000377/287
Date	Jun 13, 2025
Book Page	377/287
Instrument	2025-00850

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2035

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Jun 13, 2025
Property Address	710 OAK ST, LAUREL, NE 68745-1719
Document Number	000166/236
Book / Page	166 / 236
Instrument Date	Jun 10, 2025
Instrument	2025-00844
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CEDAR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/252
Date	Jun 13, 2025
Book Page	377/252
Instrument	2025-00845

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Feb 11, 2009
Property Address	710 OAK ST, LAUREL, NE 68745-1719
Document Number	000146/488
Book / Page	146 / 488
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cedar County
Municipality	Laurel City
Unified School District	Laurel-Concord-Coleridge School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,515 (+21.45%) Land $18,700 Building $155,815	$174,515 (+21.45%) Land $18,700 Building $155,815
2025	$1,661.00 (-15.17%)	$143,695 (+19.14%) Land $10,500 Building $133,195	$143,695 (+19.14%) Land $10,500 Building $133,195
2023	$1,958.00	$120,610 Land $10,500 Building $110,110	$120,610 Land $10,500 Building $110,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL serves 972 people · EPA ID NE3102705
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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