Bergen County and Franklin Lakes Borough property record for 710 Oak Ln, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 5,354 sqft · built 1980 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,595,000 (Aug 2007) |
| Tax Bill | $24,466 (2025) |
| Deeds & Mortgages | May 2019 Refinance Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02304-03-00006 |
| Primary APN | 20-02304-03-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,354 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 40,119 sqft (0.921 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 23630 |
|---|---|
| Street Address | 710 OAK LN |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | .921AC |
| Legal Block | 2304 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20200 |
710 Oak Ln is owned and occupied by an individual who bought it in August 2007.
Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 OAK LN, FRANKLIN LAKES, NJ 07417-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 24, 2020 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2007 · Amount on File |
| Deed Sale | Aug 1, 2007 · Amount on File |
| Deed Document Number | 200787463 |
| Deed Book / Page | 9372 / 24 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 710 OAK LN, FRANKLIN LAKES, NJ 07417-2309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0032491615 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 3249/1615 |
| Instrument | 19-032264 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 710 OAK LN, FRANKLIN LAKES, NJ 07417-2309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038831624 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 3883/1624 |
| Instrument | 20-138861 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 710 Oak Ln was $24,466, up 6% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,285,000 (-) Land $434,200 Building $850,800 | $1,285,000 (-) Land $434,200 Building $850,800 | |
| 2025 | $24,466.00 (+6.01%) | $1,285,000 Land $434,200 Building $850,800 | $1,285,000 Land $434,200 Building $850,800 |
| 2024 | $23,078.00 | ||
| 2023 | $1,285,000 Land $434,200 Building $850,800 | $1,285,000 Land $434,200 Building $850,800 | |
| 2022 | $21,665.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Oak Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1978–2013) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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