710 Northgate Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 710 Northgate Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,162 sqft · built 2003
Lot Size	0.214 acres (9,316 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Dec 2003)
Tax Bill	$4,207 (2024)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-402-015`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-402-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	9,316 sqft (0.214 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	244 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	710 NORTHGATE DR
City	SAINT JOSEPH
State	IL
Zip	61873-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Lot Number	53
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2001
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 NORTHGATE DR, SAINT JOSEPH, IL 61873-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · ARM FIRST BANK & TRUST
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
May 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2003 · Amount on Record
Deed Sale	Dec 18, 2003 · Amount on Record
Prior Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	200354589
Last Transfer Date	May 11, 2020
Transfer Doc	0000007786
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	710 NORTHGATE DR, SAINT JOSEPH, IL 61873-8203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015108
Date	Aug 10, 2017
Instrument	2017R15108

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	710 NORTHGATE DR, SAINT JOSEPH, IL 61873-8203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011350
Date	Jun 23, 2020
Instrument	2020R11350

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 11, 2020
Property Address	710 NORTHGATE DR, SAINT JOSEPH, IL 61873-8203
Document Number	0000007786
Instrument Date	May 11, 2020
Instrument	7786
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 EAGLE RIDGE RD CHAMPAIGN IL 618229316, CHAMPAIGN, IL 61822-9316

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,600 (+25.29%) Land $16,180 Building $54,420	$211,800 (+25.29%) Land $48,540 Building $163,260
2024	$4,207.00 (+13.58%)
2022	$3,704.00 Homeowner's exemption	$56,350 Land $12,910 Building $43,440	$169,050 Land $38,730 Building $130,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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