710 Nicholson St, Otsego, MI 49078 Property Records

Allegan County property record for 710 Nicholson St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$60,900 (Mar 1998)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-280-009-00`

Property Details

APN / Parcel Number

Primary APN	`17-280-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 NICHOLSON ST
City	OTSEGO
State	MI
Zip	49078-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 & 10 SEC 22 T1N R12W HARDENDORF'S ADDITION.
Legal Range	12W
Legal Township	01N
Legal Section	22
Legal Subdivision	HARDENDORFS ADD
Legal Lot Number	9-10
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2017
Census Tract	31800

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	710 NICHOLSON ST, OTSEGO, MI 49078-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 1998 · Amount on Record
Deed Sale	Mar 3, 1998 · Amount on Record
Deed Document Number	19981
Deed Book / Page	1716 / 313
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	710 NICHOLSON ST, OTSEGO, MI 49078-1040
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 NICHOLSON ST, OTSEGO, MI 49078-1040

Mortgage

Document Number	004733/299
Date	Feb 24, 2022
Book Page	4733/299
Instrument	2022003871

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	710 NICHOLSON ST, OTSEGO, MI 49078-1040
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4336/963
Date	Apr 22, 2019
Book Page	4336/963

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (+13.99%) Land $11,300 Building $54,700	$132,000 (+13.99%) Land $22,600 Building $109,400
2025	$1,254.00 (+20.58%)
2023		$57,900 Land $10,000 Building $47,900	$115,800 Land $20,000 Building $95,800
2022	$1,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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