710 Neptune St, Geneseo, IL 61254 Property Records

Henry County property record for 710 Neptune St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,398 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Feb 2022)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-20-404-020`

Property Details

APN / Parcel Number

Primary APN	`08-20-404-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Total Area
1st Floor Area	1,398 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	135 ft deep x 95 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	710 NEPTUNE ST
City	GENESEO
State	IL
Zip	61254-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 SUB OF LTS 4-9, 13-15 & 21-32 D & H SUB #3 CITY OF GENESEO
Legal Subdivision	D & H SUB
Legal Block	404
Legal Lot Number	22,4,32
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3014
Census Tract	30301

Owner

710 Neptune St is owned and occupied by an individual who acquired it in March 2025.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	710 NEPTUNE ST, GENESEO, IL 61254-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jul 25, 2019	Executor's Deed, Transfer · Commercial Mortgage BLACKHAWK BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	2022720
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000001308
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 2, 2022
Property Address	710 NEPTUNE ST, GENESEO, IL 61254-1641
Document Number	0000000720
Instrument Date	Jan 25, 2022
Instrument	20-2200720
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 NEPTUNE ST, GENESEO, IL 61254-1641

Mortgage

Document Number	0000000721
Date	Feb 2, 2022
Instrument	20-2200721

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HENRY IL
Recording Date	Jul 25, 2019
Property Address	710 NEPTUNE ST, GENESEO, IL 61254-1641
Document Number	0000003643
Instrument Date	Jul 18, 2019
Instrument	20-1903643
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 NEPTUNE ST, GENESEO, IL 61254-1641

Mortgage

Document Number	0000003644
Date	Jul 25, 2019
Instrument	20-1903644

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 710 Neptune St was $4,738 with a homeowner's exemption, up 5.1% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,738.00 (+5.06%) Homeowner's exemption	$65,484 (+6.5%) Land $10,608 Building $54,876	$196,452 (+6.5%) Land $31,824 Building $164,628
2024	$4,510.00	$61,488 Land $9,961 Building $51,527	$184,464 Land $29,883 Building $154,581
2022		$52,044 Land $8,431 Building $43,613	$156,132 Land $25,293 Building $130,839
2021	$4,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 710 Neptune St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Neptune St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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