710 N Terrace Pl, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 710 N Terrace Pl, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1946
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Mar 2024)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-207-016-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-207-016-000`
Alternative APN	`28436`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Finished Area
Gross Area	1,326 sqft
1st Floor Area	780 sqft
Upper Floors Area	546 sqft
Basement Area	780 sqft
Finished Basement	262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	176 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	28436
Street Address	710 N TERRACE PL
City	SIOUX FALLS
State	SD
Zip	57104-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE GDN SUBD 6 BLOCK 3 COOPER`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TERRACE GDN SUBD
Legal Block	3
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3010
Census Tract	201

Owner

710 N Terrace Pl is owned by a company that bought it in March 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	7328 W 53RD ST, SIOUX FALLS, SD 57106-7570
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage DACOTAH BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Dec 6, 2019 · Amount on File
Deed Book / Page	624-D / 625
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	710 N TERRACE PL, SIOUX FALLS, SD 57104-2249
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001981/209
Date	Mar 5, 2024
Book Page	1981/209

Lender

Name	DACOTAH BANK
Type	Bank
Address	300 S PHILLIPS AVE STE 100, SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 4, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	710 N TERRACE PL, SIOUX FALLS, SD 57104-2249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1900MTG/815
Date	Oct 7, 2020
Book Page	1900 MTG/815

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	710 N TERRACE PL, SIOUX FALLS, SD 57104-2249
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873MTG/0451
Date	Dec 6, 2019
Book Page	1873 MTG/0451

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 710 N Terrace Pl was $2,813.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,800 (-) Land $17,600 Building $153,200	$170,800 Land $17,600 Building $153,200
2025	$2,813.00	$170,800 (+9.28%) Land $17,600 Building $153,200
2024	$2,813.00	$156,300 Land $17,600 Building $138,700
2022	$2,440.00	$131,100 Land $14,100 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 N Terrace Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 N Terrace Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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