710 N Neil St, Champaign, IL 61820 Property Records

Champaign County property record for 710 N Neil St, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.901 acres (39,282 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Feb 2008)
Tax Bill$28,691 (2024)
Deeds & MortgagesMar 2020 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-20-12-276-001

Property Details

APN / Parcel Number

Primary APN42-20-12-276-001

Exterior

Lot Area39,282 sqft (0.901 acres)

Location & Zoning

Street Address710 N NEIL ST
CityCHAMPAIGN
StateIL
Zip61820-3013
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 1, 2, PT 3, PT 4 BLOCK 16 GALLOWAY AND SMITHS ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionGALLOWAY AND SMITHS ADD
Legal Block16
Legal Lot Number1,2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2025
Census Tract700

Owner

710 N Neil St, a commercial property, is owned by two individuals who acquired it in January 2013.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3901 N VERMILION ST, DANVILLE, IL 61834-5906
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND BANK & TRUST CO
Jul 2, 2020Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND BANK & TRUST CO
Dec 28, 2020Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2008 · Amount on File
Deed SaleFeb 21, 2008 · Amount on File
Deed Document Number20083897
Last Transfer DateJan 30, 2013
Transfer Doc0000002744
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address710 N NEIL ST, CHAMPAIGN, IL 61820-3013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004611
DateMar 24, 2020
Instrument2020R04611
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressCHAMPAIGN, IL 61821
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 18, 2025

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address710 N NEIL ST, CHAMPAIGN, IL 61820-3013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012385
DateJul 2, 2020
Instrument2020R12385
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressCHAMPAIGN, IL 61821
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term56 Months
DueMar 18, 2025

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address710 N NEIL ST, CHAMPAIGN, IL 61820-3013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027344
DateDec 28, 2020
Instrument2020R27344
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressCHAMPAIGN, IL 61821
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$369,150 Land $77,350 Building $291,800$1,107,450 Land $232,050 Building $875,400
2024$28,691.00
2022$25,419.00$276,430 Land $57,920 Building $218,510$829,290 Land $173,760 Building $655,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 710 N Neil St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimJun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 N Neil St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.

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