710 N Main St, Henderson, KY 42420 Property Records

Henderson County property record for 710 N Main St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,500 (Nov 2015)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-17-1-9`

Property Details

APN / Parcel Number

Primary APN	`1-17-1-9`
Alternative APN	`39672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,111 sqft Finished Area
Basement Area	915 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39672
Street Address	710 N MAIN ST
City	HENDERSON
State	KY
Zip	42420-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1032
Census Tract	20101

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 N MAIN ST, HENDERSON, KY 42420-2916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2015013344
Deed Book / Page	RE 614 / 106
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	710 N MAIN ST, HENDERSON, KY 42420-2916
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N MAIN ST, HENDERSON, KY 42420-2916

Mortgage

Document Number	0MT1406/64
Date	Oct 26, 2022
Book Page	MT1406/64
Instrument	2022011050

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	710 N MAIN ST, HENDERSON, KY 42420-2916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1231/457
Date	Jan 24, 2017
Book Page	MT 1231/457
Instrument	2017000950

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+9.6%)	$210,000 (+10.53%)	$210,000 (+10.53%)
2023	$2,124.00 (+6.52%)	$190,000 (+11.76%)	$190,000 (+11.76%)
2022	$1,994.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

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