710 N Elm St, Creston, IA 50801 Property Records

Union County property record for 710 N Elm St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1921
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Sep 2019)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0501255013`

Property Details

APN / Parcel Number

Primary APN	`0501255013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	710 N ELM ST
City	CRESTON
State	IA
Zip	50801-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILKINS 1ST N 40 FT LOT 29 & LOT 30 (EX N 60 FT)
Legal Subdivision	WILKIN S FIRST ADD
Legal Lot Number	29,30
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	5
Census Block	5005
Census Tract	190400

Owner

710 N Elm St is owned and occupied by an individual who bought it in September 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	710 N ELM ST, CRESTON, IA 50801-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit IOWA STATE SAVINGS BANK
Sep 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN IOWA COUNCIL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Deed Document Number	20191750
Deed Book / Page	1206 / 200
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	710 N ELM ST, CRESTON, IA 50801-1435
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N ELM ST, CRESTON, IA 50801-1435

Mortgage

Document Number	0001317/65
Date	Oct 16, 2023
Book Page	1317/65
Instrument	2023-00001640

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Sep 25, 2019
Property Address	710 N ELM ST, CRESTON, IA 50801-1435
Document Number	1206/200
Book / Page	1206 / 200
Instrument Date	Sep 25, 2019
Instrument	1750
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N ELM ST, CRESTON, IA 50801-1435

Mortgage

Document Number	1752
Date	Sep 25, 2019
Instrument	1752

Lender

Name	SOUTHERN IOWA COUNCIL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001206/201
Date	Sep 25, 2019
Book Page	1206/201
Instrument	1751

Lender

Name	IOWA STATE SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 710 N Elm St was $1,062, down 10.5% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,770 (-) Land $9,450 Building $54,320	$63,770 (-) Land $9,450 Building $54,320
2025	$1,062.00 (-10.46%)	$63,770 Land $9,450 Building $54,320	$63,770 Land $9,450 Building $54,320
2024	$1,186.00
2023		$56,050 Land $7,470 Building $48,580	$56,050 Land $7,470 Building $48,580
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 N Elm St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2026)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 N Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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