710 N 4th St, Flatwoods, KY 41139 Property Records

Greenup County property record for 710 N 4th St, Flatwoods, KY 41139

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,422 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Sep 2019)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage + 2 more
APN	`182-10-04-078.01`

Property Details

APN / Parcel Number

Primary APN	`182-10-04-078.01`
Alternative APN	`44241`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
Basement Area	858 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44241
Street Address	710 N 4TH ST
City	FLATWOODS
State	KY
Zip	41139-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N FOURTH ST 3 AC M/L
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	1
Census Block	1012
Census Tract	40201

Owner

Source: Greenup County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 N 4TH ST, FLATWOODS, KY 41139-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit KENTUCKY HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Document Number	2019554047
Deed Book / Page	634 / 271
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	710 N 4TH ST, FLATWOODS, KY 41139-1044
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 4TH ST, FLATWOODS, KY 41139-1044

Mortgage

Document Number	0000688626
Date	Mar 30, 2026
Book Page	M1108/358
Instrument	688626

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	710 N 4TH ST, FLATWOODS, KY 41139-1044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569819
Date	Oct 26, 2020
Book Page	M978/37
Instrument	569819

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	710 N 4TH ST, FLATWOODS, KY 41139-1044
Document Number	0000554048
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 N 4TH ST FLATWOODS KY 411391044, FLATWOODS, KY 41139-1044

Mortgage

Document Number	0000554048
Date	Sep 5, 2019
Book Page	000950/000303
Instrument	554048

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	710 N 4TH ST, FLATWOODS, KY 41139-1044
Document Number	0000485611
Book / Page	000895 / 000673
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 N 4TH ST FLATWOODS KY 411391044, FLATWOODS, KY 41139-1044

Mortgage

Document Number	0000485611
Date	Feb 13, 2017
Book Page	000895/000673
Instrument	485611

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 12, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Flatwoods City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00 (+1.97%)	$295,000 (-) Land $45,000 Building $250,000	$295,000 (-) Land $45,000 Building $250,000
2023	$4,666.00	$295,000 Land $45,000 Building $250,000	$295,000 Land $45,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2013)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACELAND WATER SYSTEM serves 3,201 people · EPA ID KY0450365
Water Source	Purchased surface water from RUSSELL WATER COMPANY
Last State Inspection	Aug 2023
Also Mapped Here	FLATWOODS WATER COMPANY
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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