710 N 40th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 710 N 40th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1922
Lot Size	0.076 acres (3,313 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Jul 2025)
Tax Bill	$2,440 (2026)
Deeds & Mortgages	Jan 2023 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-02350`

Property Details

APN / Parcel Number

Primary APN	`010-3400-02350`
Alternative APNs	`1127200` `1184559`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,025 sqft Gross Area
1st Floor Area	596 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,313 sqft (0.076 acres)
Garage Area	320 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1184559
Street Address	710 N 40TH AVE W
City	DULUTH
State	MN
Zip	55807-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 33 FT OF N 66 FT OF LOTS 17 THRU 20 SERIAL #
Legal Subdivision	MURRAY AND HOWES ADDITION
Legal Block	10
Legal Lot Number	17-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 N 40TH AVE W, DULUTH, MN 55807-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jan 27, 2022	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Jun 29, 2021	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	20251091722
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	0001065296
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2023
Property Address	710 N 40TH AVE W, DULUTH, MN 55807-1630
Document Number	0001065296
Instrument Date	Jan 4, 2023
Instrument	1065296
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 CRESCENT VIEW AVE, DULUTH, MN 55804-1710

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 11, 2022
Property Address	710 N 40TH AVE W, DULUTH, MN 55807-1630
Document Number	0001054282
Instrument Date	Mar 7, 2022
Instrument	1054282
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 40TH AVE W, DULUTH, MN 55807-1630

Mortgage

Document Number	0001054283
Date	Mar 11, 2022
Instrument	1054283

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	710 N 40TH AVE W, DULUTH, MN 55807-1630
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818W W 2ND ST, DULUTH, MN 55806-1720

Mortgage

Document Number	0001052702
Date	Jan 27, 2022
Instrument	1052702

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Dec 10, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2021
Property Address	710 N 40TH AVE W, DULUTH, MN 55807-1630
Document Number	0001042891
Instrument Date	Jun 24, 2021
Instrument	1042891
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$270.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 W 2ND ST, DULUTH, MN 55806-1720

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,440.00 (+0.99%)
2025	$2,416.00 (+5.59%)	$189,000 (+8.06%) Land $8,500 Building $180,500	$189,000 (+8.06%) Land $8,500 Building $180,500
2024	$2,288.00	$174,900 (+29.27%) Land $9,100 Building $165,800	$174,900 (+29.27%) Land $9,100 Building $165,800
2022		$135,300 Land $9,400 Building $125,900	$135,300 Land $9,400 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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