710 N 39th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 710 N 39th St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,518 sqft
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2025)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12263-0021-00005-00`

Property Details

APN / Parcel Number

Primary APN	`12263-0021-00005-00`
Alternative APN	`88268`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Driveway	Concrete Driveway
Driveway Area	160 sqft
Porch	Open Porch
Porch Area	88 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88268
Street Address	710 N 39TH ST
City	FORT SMITH
State	AR
Zip	72903-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/3 LOT 20 & ALL LOT 21 BLK 5
Legal Range	32
Legal Township	08
Legal Section	15
Legal Subdivision	ELMWOOD
Legal Block	5
Legal Lot Number	20,21
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Sebastian County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 N 39TH ST, FORT SMITH, AR 72903-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 18, 2025	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Oct 24, 2024	Special Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK
Jul 16, 2021	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Oct 24, 2024 · Amount on Record
Deed Document Number	20254959
Prior Transfer Date	Jan 29, 2015
Prior Transfer Doc	0000001466
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	710 N 39TH ST, FORT SMITH, AR 72903-1112
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018F04959
Date	Mar 5, 2018
Instrument	2018F-04959

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2023

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 18, 2025
Property Address	710 N 39TH ST, FORT SMITH, AR 72903-1112
Document Number	0202504959
Instrument Date	Mar 14, 2025
Instrument	2025-04959
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	MARTIN LAND & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2777, GREENWOOD, AR 72936-2791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 39TH ST, FORT SMITH, AR 72903-1112

Mortgage

Document Number	0202504960
Date	Mar 18, 2025
Instrument	2025-04960

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2055

Mortgage

Document Number	0202504961
Date	Mar 18, 2025
Instrument	2025-04961

Lender

Name	CITY OF FORT SMITH
Type	Government Agency

Agreement

Amount	Amount Recorded

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 24, 2024
Property Address	710 N 39TH ST, FORT SMITH, AR 72903-1112
Document Number	0202422205
Instrument Date	Oct 8, 2024
Instrument	2024-22205
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, MARTIN LAND & TITLE CO AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 242928, MONTGOMERY, AL 36124-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2777, GREENWOOD, AR 72936-2791

Mortgage

Document Number	0202422206
Date	Oct 24, 2024
Instrument	2024-22206

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2039

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 16, 2021
Property Address	710 N 39TH ST, FORT SMITH, AR 72903-1112
Document Number	2021F18564
Instrument Date	Jul 16, 2021
Instrument	2021F-18564
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1223 N VIEWPOINT DR, FAYETTEVILLE, AR 72701-2539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 39TH ST, FORT SMITH, AR 72903-1112

Mortgage

Document Number	2021F18565
Date	Jul 16, 2021
Instrument	2021F-18565

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	2021F18566
Date	Jul 16, 2021
Instrument	2021F-18566

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00	$24,045 (-) Land $3,000 Building $21,045	$120,225 (-) Land $15,000 Building $105,225
2025	$1,396.00 (+266.4%)	$24,045 (+73.11%) Land $3,000 Building $21,045	$120,225 (+73.11%) Land $15,000 Building $105,225
2023	$381.00 Homeowner's exemption	$13,890 Land $2,000 Building $11,890	$69,450 Land $10,000 Building $59,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber, Right Fiber.

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