710 N 12th St, Banning, CA 92220 Property Records

Riverside County property record for 710 N 12th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,641 sqft · built 1977
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2023)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-032-004`

Property Details

APN / Parcel Number

Primary APN	`540-032-004`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	1,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	710 N 12TH ST
City	BANNING
State	CA
Zip	92220-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 MB 056/094 MURDOCK SUB
Legal Subdivision	MURDOCK SUB
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1004
Census Tract	44102

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 N 12TH ST, BANNING, CA 92220-4380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 17, 2023	Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 19, 2020	Affidavit of Death, Transfer LAWYERS TITLE
Feb 19, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	2023108843
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	0000076077
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 12, 2026
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Document Number	0000179643
Instrument Date	Apr 25, 2026
Instrument	2026179643
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 12TH ST, BANNING, CA 92220-4380

Mortgage

Document Number	0000179643,
Date	Jun 12, 2026
Instrument	2026179643

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 17, 2023
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Document Number	0000108843
Map Reference	MB 56 PG 94
Instrument Date	Mar 16, 2023
Instrument	2023-0108843
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 N 12TH ST, BANNING, CA 92220-4380

Mortgage

Document Number	0000108844
Date	Apr 17, 2023
Instrument	2023-0108844

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000108845
Date	Apr 17, 2023
Instrument	2023-0108845

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 6, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N 12TH ST, BANNING, CA 92220-4380

Mortgage

Document Number	0000005619
Date	Jan 5, 2022
Instrument	2022-0005619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 19, 2020
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Document Number	0000076078
Instrument Date	Jan 27, 2020
Instrument	76078
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	710 N 12TH ST BANNING CA 922204380, BANNING, CA 92220-4380

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 19, 2020
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Document Number	0000076077
Instrument Date	Jan 13, 2020
Instrument	76077
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2216 E GLADE AVE MESA AZ 852046124, MESA, AZ 85204-6124

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 19, 2020
Property Address	710 N 12TH ST, BANNING, CA 92220-4380
Document Number	0000076079
Map Reference	MB 56 PG 94
Instrument Date	Jan 6, 2020
Instrument	2020-0076079
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 N 12TH ST, BANNING, CA 92220-4380

Mortgage

Document Number	0000076080
Date	Feb 19, 2020
Instrument	2020-0076080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,013 (+2%) Land $21,224 Building $429,789
2025	$6,039.00 (+64.73%) Homeowner's exemption	$442,170 (+71.69%) Land $20,808 Building $421,362
2023	$3,666.00 (+2.12%)	$257,537 Land $21,023 Building $236,514
2022	$3,590.00
2021			$306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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