710 Morningside Dr, Henderson, KY 42420 Property Records

Henderson County property record for 710 Morningside Dr, Henderson, KY 42420

Property Summary

Property Type	Vacant Land
Owner	2 Individual Names on Record
Tax Bill	$165 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64B-22`

Property Details

APN / Parcel Number

Primary APN	`64B-22`
Alternative APN	`44417`

Location & Zoning

Account Number	44417
Street Address	710 MORNINGSIDE DR
City	HENDERSON
State	KY
Zip	42420-2110
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RESIDENTIAL
Legal Description	VACANT LOT
Legal Subdivision	GRANTWOOD
Legal Lot Number	22
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	4
Census Block	4016
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Audubon, John James, State Park listed 1988 · 19 contributing resources · NRIS 87002220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 MORNINGSIDE DR, HENDERSON, KY 42420-2110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2005
Deed Sale	Aug 5, 2005
Deed Document Number	0000542148
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	710 MORNINGSIDE DR, HENDERSON, KY 42420-2110
Transaction Type	Mortgage
Record Updated	Jul 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1289/386
Date	Jul 11, 2019
Book Page	MT 1289/386
Instrument	2019007461

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	710 MORNINGSIDE DR, HENDERSON, KY 42420-2110
Transaction Type	Mortgage
Record Updated	Jun 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1287/314
Date	Jun 12, 2019
Book Page	MT 1287/314
Instrument	2019006269

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$165.00 (-0.6%)	$10,000 (-)	$10,000 (-)
2023	$166.00	$10,000	$10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1997–2019)
Claims Outside the SFHA	1 of 43
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

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