Bay County property record for 710 Moore Cir, Panama City, FL 32401
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,944 sqft · built 1900 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Aug 2026) |
| Tax Bill | $6,645 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18617-000-000 |
| Primary APN | 18617-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,944 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,994 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 111 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Porch | Screened/Unfinished Porch |
| Porch Area | 469 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 710 MOORE CIR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2324 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | PC01 |
| Legal Description | DEL-MAR PLAT LOT 5 & ADJOINING E 15 ORB 4735 P 1620 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | DEL-MAR PLAT |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2200 |
Source: Bay County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2504 W 9TH ST, PANAMA CITY, FL 32401-1403 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit INNOVATIONS FINANCIAL CU |
| Sep 29, 2023 | Correction Deed NOT AVAILABLE, BURG TITLE LLC |
| May 31, 2022 | Warranty Deed, Transfer NOT AVAILABLE, BURG TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 202648609 |
| Deed Book / Page | 5065 / 1144 |
| Prior Transfer Date | Mar 31, 2022 |
| Prior Transfer Doc | 0047351620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 710 MOORE CIR, PANAMA CITY, FL 32401-2324 |
| Document Number | 0000048609 |
| Book / Page | 5065 / 1144 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202648609 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2504 W 9TH ST, PANAMA CITY, FL 32401-1403 |
| Document Number | 0000048610, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202648610 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 710 MOORE CIR, PANAMA CITY, FL 32401-2324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 710 MOORE CIR, PANAMA CITY, FL 32401-2324 |
| Document Number | 0047390460 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4739/460 |
| Instrument | 2023064509 |
| Name | INNOVATIONS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 710 MOORE CIR, PANAMA CITY, FL 32401-2324 |
| Document Number | 0047351620 |
| Book / Page | 4735 / 1620 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023061887 |
| Record Updated | Oct 24, 2023 |
| Title Company | NOT AVAILABLE, BURG TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 421 JENKS AVE, PANAMA CITY, FL 32402-7706 |
| Name | Verified Name |
|---|---|
| Address | 4608 DELWOOD PARK BLVD, PANAMA CITY BEACH, FL 32408-7106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 31, 2022 |
| Property Address | 710 MOORE CIR, PANAMA CITY, FL 32401-2324 |
| Document Number | 0045700862 |
| Book / Page | 4570 / 862 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022040977 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | NOT AVAILABLE, BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 JENKS AVE, 421, PANAMA CITY, FL 32402-7706 |
| Name | Verified Name |
|---|---|
| Address | 4608 DELWOOD PARK BLVD, PANAMA CITY BEACH, FL 32408-7106 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,645.00 (+37.61%) | $409,742 (+64.17%) | $442,272 (+77.2%) Land $57,761 Building $384,511 |
| 2024 | $4,829.00 (+12.75%) | ||
| 2023 | $4,283.00 (+158.32%) | $249,590 (+139.01%) Land $47,882 Building $201,708 | $249,590 (+139.01%) Land $47,882 Building $201,708 |
| 2022 | $1,658.00 | $104,428 Land $39,160 Building $65,268 | $104,428 Land $39,160 Building $65,268 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 8 condo units |
| Nearby Flood Claims | 29 (1988–2020) |
| Claims Outside the SFHA | 16 of 29 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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