710 Modesto Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 710 Modesto Ave, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1956
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Sep 2016)
Tax Bill	$13,819 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-186-11`

Property Details

APN / Parcel Number

Primary APN	`003-186-11`
Alternative APN	`003-186-11-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,405 sqft Living Area
Gross Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 MODESTO AVE
City	SANTA CRUZ
State	CA
Zip	95060-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SWANTON BEACH PARK
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1051
Census Tract	101200

Owner

710 Modesto Ave is owned and occupied by an individual who acquired it in June 2017.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jun 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Document Number	201635882
Last Transfer Date	Jun 8, 2017
Transfer Doc	0000019277
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MERCED AVE, SANTA CRUZ, CA 95060-6204

Mortgage

Document Number	0000018697
Date	Jun 21, 2022
Instrument	2022-0018697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209

Mortgage

Document Number	0000049822
Date	Nov 23, 2020
Instrument	2020-0049822

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209
Document Number	0000035668
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	710 MODESTO AVE SANTA CRUZ CA 950606209, SANTA CRUZ, CA 95060-6209

Mortgage

Document Number	0000035668
Date	Nov 15, 2019
Instrument	35668

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 13, 2017
Property Address	710 MODESTO AVE, SANTA CRUZ, CA 95060-6209
Document Number	0000019277
Instrument Date	Jun 8, 2017
Instrument	19277
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1462 E VIA MARBELLA DR FRESNO CA 937308814, FRESNO, CA 93730-8814

Tax Assessment & Valuation

The 2025 property tax bill for 710 Modesto Ave was $13,819 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,183,797 (+2%) Land $799,063 Building $384,734
2025	$13,819.00 Homeowner's exemption	$1,160,586 Land $783,396 Building $377,190
2023	$12,583.00 (+1.16%) Homeowner's exemption	$1,115,519 Land $752,975 Building $362,544	$1,261,080
2022	$12,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Modesto Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Modesto Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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