St. Charles County property record for 710 Meadow Cliff Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,564 sqft · built 1991 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,800 (Apr 2008) |
| Tax Bill | $5,755 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000271 |
| Primary APN | A913000271 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,564 sqft Living Area |
| Gross Area | 6,006 sqft |
| 1st Floor Area | 2,615 sqft |
| Basement Area | 2,599 sqft |
| Finished Basement | 1,949 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000271 |
|---|---|
| Street Address | 710 MEADOW CLIFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFF MEADOWS #5 LOT 523 |
| Legal Subdivision | BLUFF MEADOWS #5 |
| Legal Lot Number | 523 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311148 |
710 Meadow Cliff Dr is owned and occupied by two individuals who bought it in April 2008.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Oct 31, 2018 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2008 · Amount on File |
| Deed Sale | Apr 8, 2008 · Amount on File |
| Prior Sale | Apr 8, 2008 · Amount on File |
| Deed Document Number | 2008255090 |
| Deed Book / Page | 4965 / 894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Document Number | 0000036212 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023R-036212 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Document Number | 2021R041770 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021R-041770 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Document Number | 0072890277 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 710 MEADOW CLIFF DR ST CHARLES MO 633031500, ST CHARLES, MO 63303-1500 |
| Document Number | 0072890277 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 007289/000277 |
| Instrument | 292140 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 MEADOW CLIFF DR, SAINT CHARLES, MO 63303-1500 |
| Document Number | 0070001411 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 710 MEADOW CLIFF DR ST CHARLES MO 633031500, ST CHARLES, MO 63303-1500 |
| Document Number | 0070001411 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 007000/001411 |
| Instrument | 634850 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.69% |
The 2025 property tax bill for 710 Meadow Cliff Dr was $5,755.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,066 (-) | $505,610 (-) Land $90,000 Building $415,610 | |
| 2025 | $5,755.00 | $96,066 | $505,610 Land $90,000 Building $415,610 |
| 2023 | $94,588 | ||
| 2022 | $497,833 Land $70,000 Building $427,833 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 710 Meadow Cliff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Meadow Cliff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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