Pontotoc County property record for 710 McWhirter Bnd, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,511 sqft · built 2024 |
| Lot Size | 28.6 acres (1,247,123 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,364 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Apr 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-12-000-023 |
| Primary APN | 061-12-000-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,511 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,247,123 sqft (28.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2004 |
|---|---|
| Street Address | 710 MCWHIRTER BND |
| City | ECRU |
| State | MS |
| Zip | 38841-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28.63 AC SW1/4 357-367;521-499 6/91 631-109 11/95 20191714 5/3/19 20240727 2/28/24 662 419 7464 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 MCWHIRTER BND, ECRU, MS 38841-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Apr 24, 2024 | Deed of Trust, Mortgage · Construction Mortgage OXFORD UNIVERSITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 710 MCWHIRTER BND, ECRU, MS 38841-5508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 710 MCWHIRTER BND, ECRU, MS 38841-5508 |
| Document Number | 2025000676 |
|---|---|
| Date | Feb 27, 2025 |
| Instrument | 2025000676 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 710 MCWHIRTER BND, ECRU, MS 38841-5508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 281 LAKEFIELD DR, PONTOTOC, MS 38863-6856 |
| Document Number | 2024001428 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024001428 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Oct 17, 2025 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,364.00 (+7,050.56%) Homeowner's exemption | $49,781 (+6,991.31%) | $495,779 (+10,500.36%) Land $15,000 Building $480,779 |
| 2023 | $89.00 | $702 | $4,677 Land $4,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2002) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MUD CREEK WATER ASSOCIATION #1 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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