710 Main St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 710 Main St, Cedar Falls, IA 50613

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,380 sqft · built 1909
Lot Size	0.068 acres (2,951 sqft)
Owner	Company Name on Record
Last Sale	$435,500 (Aug 2024)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-12-409-013`

Property Details

APN / Parcel Number

Primary APN	`8914-12-409-013`
Alternative APN	`8914-12-409-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,951 sqft (0.068 acres)
Lot Dimensions	132 ft deep x 17 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	710 MAIN ST
City	CEDAR FALLS
State	IA
Zip	50613-2951
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WYTH FLATS CONDOMINIUMS UNIT 710
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	WYTH FLATS CONDOMINIUMS
Legal Block	5
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3018
Census Tract	2200

Owner

Source: Black Hawk County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 WASHINGTON ST, CEDAR FALLS, IA 50613-2729
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
May 1, 2023	Warranty Deed, Transfer · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20242866
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	710 MAIN ST, CEDAR FALLS, IA 50613-2951
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018296
Date	Mar 17, 2022
Instrument	202200018296

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2052

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 1, 2023
Property Address	710 MAIN ST, CEDAR FALLS, IA 50613-2951
Document Number	202300014537
Map Reference	DOC 2023-5777
Instrument Date	Apr 28, 2023
Instrument	202300014537
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 WASHINGTON ST, CEDAR FALLS, IA 50613-2729

Mortgage

Document Number	202300014538
Date	May 1, 2023
Instrument	202300014538

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,914.00 (-5.89%)	$393,950 (+309.43%) Land $11,070 Building $382,880	$393,950 (+309.43%) Land $11,070 Building $382,880
2024	$6,284.00 (+301.28%)
2023		$96,220 Land $7,380 Building $88,840	$96,220 Land $7,380 Building $88,840
2022	$1,566.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1990–2016)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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