710 Lum Ave, Waterloo, WI 53594 Property Records

Jefferson County property record for 710 Lum Ave, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0523-038`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0523-038`

Exterior

Lot Area	18,295 sqft (0.419 acres)

Location & Zoning

Street Address	710 LUM AVE
City	WATERLOO
State	WI
Zip	53594-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PARK HILLS
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	PARK HILLS
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	100400

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	710 LUM AVE, WATERLOO, WI 53594-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Transfer on Death Deed, Transfer
Mar 8, 2021	Transfer on Death Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 1986
Deed Sale	Jun 26, 1986
Deed Document Number	1441410
Record Updated	Jun 8, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 8, 2021
Property Address	710 LUM AVE, WATERLOO, WI 53594-1177
Document Number	0001441405
Map Reference	DOC 818127 PG 791
Instrument Date	Mar 4, 2021
Instrument	1441405
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 LUM AVE, WATERLOO, WI 53594-1177

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 8, 2021
Property Address	710 LUM AVE, WATERLOO, WI 53594-1177
Document Number	0001441410
Instrument Date	Mar 4, 2021
Instrument	1441410
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	710 LUM AVE, WATERLOO, WI 53594-1177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437109
Date	Dec 18, 2020
Instrument	1437109

Lender

Name	AVESTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.4%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+15.9%) Homeowner's exemption	$248,300 (+26.94%) Land $59,000 Building $189,300	$274,000
2023	$3,925.00 Homeowner's exemption	$195,600 Land $48,000 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Netwurx.

Nearby Properties on Lum Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures