710 Locust St, Atlantic, IA 50022 Property Records

Cass County property record for 710 Locust St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,362 sqft · built 1904
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,148 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303004619001000`

Property Details

APN / Parcel Number

Primary APN	`303004619001000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,362 sqft Living Area
1st Floor Area	1,181 sqft
Basement Area	590 sqft
Unfinished Basement	590 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	710 LOCUST ST
City	ATLANTIC
State	IA
Zip	50022-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 51
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	51
Legal Lot Number	7
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1002
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 LOCUST ST, ATLANTIC, IA 50022-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Aug 4, 2020
Property Address	710 LOCUST ST, ATLANTIC, IA 50022-1612
Document Number	02020/1375
Book / Page	2020 / 1375
Instrument Date	Jul 29, 2020
Instrument	2020-1375
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 LOCUST ST, ATLANTIC, IA 50022-1612

Mortgage

Document Number	2020137620201376
Date	Aug 4, 2020
Instrument	2020-137620201376

Lender

Name	MIDWEST FAMILTY LENDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,148.00	$124,930 (-) Land $5,350 Building $119,580	$124,930 (-) Land $5,350 Building $119,580
2025	$2,148.00 (+18.02%)	$124,930 (+23.42%) Land $5,350 Building $119,580	$124,930 (+23.42%) Land $5,350 Building $119,580
2024	$1,820.00 (-5.7%)
2023		$101,220 Land $5,350 Building $95,870	$101,220 Land $5,350 Building $95,870
2022	$1,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims Severe Storms & Flooding, Jun 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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