Bay County property record for 710 Lighthouse Rd, Panama City Beach, FL 32407
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,225 sqft · built 2006 |
| Lot Size | 0.009 acres (400 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (Sep 2023) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40000-100-083 |
| Primary APN | 40000-100-083 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 400 sqft (0.009 acres) |
| View / Lot | Road |
| Garage Type | Open |
| Street Address | 710 LIGHTHOUSE RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-4582 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | BP |
| Legal Description | NAUTILUS COVE CONDO PHASE 6 UNIT 710 ORB 2832 P 523 2ND FLOOR 3BR/2BA ORB 4786 P 730 1225 SF |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | NAUTILUS COVE CONDO PHASE 6 |
| Legal Phase | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2703 |
710 Lighthouse Rd, a condominium, is owned by a company that acquired it in March 2024.
Source: Bay County records, as of January 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| Mar 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2023 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Feb 16, 2023 | Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Jul 16, 2010 · Amount on File |
| Deed Document Number | 202361393 |
| Deed Book / Page | 4734 / 2170 |
| Last Transfer Date | Mar 25, 2024 |
| Transfer Doc | 0047860730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 112 TIERRA VERDE WAY, PANAMA CITY BEACH, FL 32407-3821 |
| Document Number | 0049692304 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 4969/2304 |
| Instrument | 2025064117 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Document Number | 0047860730 |
| Book / Page | 4786 / 730 |
| Map Reference | MB 2832 PG 523 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024017290 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 TIERRA VERDE WAY, PANAMA CITY BEACH, FL 32407-3821 |
| Name | Verified Name |
|---|---|
| Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Document Number | 0047342170 |
| Book / Page | 4734 / 2170 |
| Map Reference | MB 2832 PG 523 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023061393 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 AVONDALE CIR, WARNER ROBINS, GA 31088-1524 |
| Name | Verified Name |
|---|---|
| Address | 112 TIERRA VERDE WAY, PANAMA CITY BEACH, FL 32407-3821 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 16, 2023 |
| Property Address | 710 LIGHTHOUSE RD, PANAMA CITY BEACH, FL 32407-4582 |
| Document Number | 0046571296 |
| Book / Page | 4657 / 1296 |
| Map Reference | MB 2876 PG 986 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023009232 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 AVONDALE CIR, WARNER ROBINS, GA 31088-1524 |
| Name | Verified Name |
|---|---|
| Address | 1750 WINDY HILL LN, PROSPER, TX 75078-9721 |
The 2025 property tax bill for 710 Lighthouse Rd was $1,994, down 19.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 (-19.92%) | $182,750 Building $182,750 | $182,750 Building $182,750 |
| 2024 | $2,490.00 (+2.55%) | ||
| 2023 | $2,428.00 (+34.89%) | $225,250 (+47.22%) Building $225,250 | $225,250 (+47.22%) Building $225,250 |
| 2022 | $1,800.00 | $153,000 Building $153,000 | $153,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Lighthouse Rd in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Lighthouse Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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