710 Lighthouse Rd, Cape May Point, NJ 08212 Property Records

Cape May County and Cape May Point Borough property record for 710 Lighthouse Rd, Cape May Point, NJ 08212

Property Summary

Property Type	Single Family Home
Details	1,822 sqft · built 1991
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Apr 2024)
Tax Bill	$4,705 (2024)
Deeds & Mortgages	Oct 2021 Refinance Jan 2022 Reverse Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`03-00031-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00031-0000-00010`
Alternative APN	`030003100010`

Interior

Stories	2 Stories
Building Area	1,822 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	710 LIGHTHOUSE RD
City	CAPE MAY POINT
State	NJ
Zip	08212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBM L21
Legal Subdivision	SEA GROVE PLAN
Legal Block	31
Legal Lot Number	10
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY POINT
Census Block Group	1
Census Block	1009
Census Tract	21900

Owner

Source: Cape May County and Cape May Point Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 FARMHOUSE LN, MOUNT LAUREL, NJ 08054-5207
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jan 3, 2022	Deed of Trust, Mortgage · Reverse Mortgage NAVY FCU
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Apr 9, 2024	Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 3, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage UNIVEST BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	202435598
Deed Book / Page	4162 / 435
Prior Transfer Date	Mar 3, 2013
Prior Transfer Doc	0035480773
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	710 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047392
Date	Oct 26, 2021
Book Page	6475/770
Instrument	2021047392

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	710 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000099
Date	Jan 3, 2022
Book Page	M6509/828
Instrument	2022000099

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2062

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	710 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	EQUITY ONE ABSTRACT LLC, EQUITY ONE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084935
Date	Dec 26, 2025
Book Page	6869/510
Instrument	2025084935

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Max Rate At Change	0.03%
Index	Other
Max Rate	0.07%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 9, 2024
Property Address	710 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212
Document Number	0000035598
Book / Page	D4162 / 435
Instrument Date	Mar 30, 2024
Instrument	2024035598
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 RESERVOIR AVE, JERSEY CITY, NJ 07307-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 FARMHOUSE LN, MOUNT LAUREL, NJ 08054-5207

Mortgage

Document Number	0000035599
Date	Apr 9, 2024
Book Page	M6716/404
Instrument	2024035599

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Monthly
Max Rate At Change	0.03%
Index	Other
Max Rate	0.11%

November 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 3, 2022
Property Address	710 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212
Document Number	0000033219
Book / Page	D4086 / 391
Instrument Date	Oct 13, 2022
Instrument	2022033219
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RESERVOIR AVE, JERSEY CITY, NJ 07307-1822

Mortgage

Document Number	0000033220
Date	Nov 3, 2022
Instrument	2022033220

Lender

Name	UNIVEST BANK AND TRUST CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Cape May County and Cape May Point Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May Point Borough
Unified School District	Cape May Point Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,300 (-) Land $400,000 Building $260,300	$660,300 (-) Land $400,000 Building $260,300
2025		$660,300 (+3.84%) Land $400,000 Building $260,300	$660,300 (+3.84%) Land $400,000 Building $260,300
2024	$4,705.00 (+6.3%)
2023		$635,900 Land $400,000 Building $235,900	$635,900 Land $400,000 Building $235,900
2022	$4,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	351 units insured incl. 22 condo units
Nearby Flood Claims	91 (1979–2013)
Claims Outside the SFHA	3 of 91
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 7 claims Severe Coastal Storm, Jan 1992 · 35 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY POINT BORO WATE serves 4,000 people · EPA ID NJ0503001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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