Roscommon County property record for 710 Lake St, Roscommon, MI 48653
| Property Type | Commercial |
|---|---|
| Details | 1,655 sqft · built 1950 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $179,900 (Jul 2025) |
| Tax Bill | $1,701 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-724-008-0000 |
| Primary APN | 055-724-008-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,655 sqft Building Perimeter |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 50 ft deep x 34.2 ft wide |
| Street Address | 710 LAKE ST |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-7665 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | (L-966P-960&963&L-626 P-280)DDA 242 L-1007 P-648 710 LAKE STNE'LY 34.15 FT OF LOT 8 BLK 24 ROBINSON'S PLAT OF THE VILLAGE OF |
| Legal Subdivision | ROBINSONS PLAT |
| Legal Block | 24 |
| Legal Lot Number | 8 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | HIGGINS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970300 |
Source: Roscommon County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 710 LAKE ST, ROSCOMMON, MI 48653-7665 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION |
| Aug 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION |
| Jul 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION |
| Jul 3, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHLAND AREA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2015 · Amount on Record |
| Deed Document Number | 20254530 |
| Deed Book / Page | 1190 / 1861 |
| Prior Transfer Date | Feb 23, 2012 |
| Prior Transfer Doc | 1112/0634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 710 LAKE ST, ROSCOMMON, MI 48653-7665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01176/2158 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 1176/2158 |
| Instrument | 202100004690 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 710 LAKE ST, ROSCOMMON, MI 48653-7665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001188/24 |
|---|---|
| Date | Aug 22, 2024 |
| Book Page | 1188/24 |
| Instrument | 202400005232 |
| Name | US SMALL BUSINESS ADMINISTRATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 710 LAKE ST, ROSCOMMON, MI 48653-7665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01187/2120 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 1187/2120 |
| Instrument | 202400004629 |
| Name | US SMALL BUSINESS ADMINISTRATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 3, 2025 |
| Property Address | 710 LAKE ST, ROSCOMMON, MI 48653-7665 |
| Document Number | 01190/1861 |
| Book / Page | 1190 / 1861 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 202500004530 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11725 N STEELE RD, ROSCOMMON, MI 48653-9612 |
| Document Number | 202500004531 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 202500004531 |
| Name | NORTHLAND AREA FCU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Higgins Township |
| Municipality | Roscommon Village |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,500 (+12.14%) | $85,000 (+12.14%) | |
| 2025 | $1,701.00 | $37,900 (-14.83%) | $75,800 (-14.83%) |
| 2023 | $44,500 | $89,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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