710 Key Cir, Carter Lake, IA 51510 Property Records

Pottawattamie County property record for 710 Key Cir, Carter Lake, IA 51510

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,045 sqft · built 2012
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jun 2025)
Tax Bill$8,740 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7544 17 476 007

Property Details

APN / Parcel Number

Primary APN7544 17 476 007
Alternative APN
  • 005 060 005 008842 071 000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,045 sqft Base Area
1st Floor Area2,045 sqft
Basement Area1,800 sqft
Unfinished Basement1,800 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions118 ft deep x 70 ft wide
Garage Area852 sqft
PorchPorch
Porch Area112 sqft

Location & Zoning

Street Address710 KEY CIR
CityCARTER LAKE
StateIA
Zip51510-1380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARTER LAKE CORONADO KEYS PHASE 3 LT 71
Legal Range44W
Legal Township75N
Legal Section17
Legal SubdivisionCORONADO KEYS PHASE 3
Legal Phase3
Legal Lot Number71
JurisdictionPOTTAWATTAMIE IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3002
Census Tract21200

Owner

710 Key Cir is owned and occupied by two individuals who bought it in June 2025.

Source: Pottawattamie County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address710 KEY CIR, CARTER LAKE, IA 51510-1380
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2018Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Jul 13, 2020Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on File
Deed SaleJun 27, 2025 · Amount on File
Prior SaleJul 13, 2020 · Amount on File
Deed Document Number20256760
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATTAMIE IA
Property Address710 KEY CIR, CARTER LAKE, IA 51510-1380
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010292
DateAug 14, 2018
Book Page2018/10292
Lender
NameNORTHWEST BANK
TypeBank
AddressLA VISTA, NE 68128
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATTAMIE IA
Recording DateJul 13, 2020
Property Address710 KEY CIR, CARTER LAKE, IA 51510-1380
Document Number2020
Book / Page2020 / 9237
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$855.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7532 LEGACY ST, 7532, PAPILLION, NE 68046-4240

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20209239
DateJul 13, 2020
Instrument2020/9239
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 710 Key Cir was $8,740, down 2.2% from the year before.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCarter Lake City
CountyPottawattamie County
Unified School DistrictCouncil Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$621,400 (+9.07%) Land $75,700 Building $545,700$621,400 (+9.07%) Land $75,700 Building $545,700
2025$8,740.00 (-2.2%)$569,700 Land $75,700 Building $494,000$569,700 Land $75,700 Building $494,000
2024$8,937.00
2023$534,600 Land $65,800 Building $468,800$534,600 Land $65,800 Building $468,800
2021$14,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Key Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (1999–2014)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Key Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARTER LAKE WATER DISTRICT
serves 3,791 people · EPA ID IA7812079
Water SourcePurchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, CenturyLink, T-Mobile, Verizon, Western Iowa Wireless.

Nearby Properties on Key Cir

Nearby Streets

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