Allegan County property record for 710 Kay St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 949 sqft · built 1970 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Apr 1993) |
| Tax Bill | $1,844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-853-016-00 |
| Primary APN | 54-853-016-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 117 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 710 KAY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 16 BLOCK 3 HOWARD C YOUNG ADDITION TO CITY OF OTSEGO. |
| Legal Subdivision | HOWARD C YOUNG ADD |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 31900 |
710 Kay St is owned and occupied by an individual who bought it in April 1993.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 KAY ST, OTSEGO, MI 49078-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1993 · Amount on File |
| Deed Sale | Apr 7, 1993 · Amount on File |
| Deed Book / Page | 1393 / 770 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 710 Kay St was $1,844 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,100 Land $10,900 Building $62,200 | $146,200 Land $21,800 Building $124,400 | |
| 2025 | $1,844.00 | ||
| 2023 | $55,300 Land $5,100 Building $50,200 | $110,600 Land $10,200 Building $100,400 | |
| 2022 | $1,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Kay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Kay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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